LL Financial Services, LLC

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Client assets under management

$31,704,000

Clients

27% high-net worth

Advisors

of 2 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

Low

Average account size

$495,375

About

LL Financial Services, LLC is a small, state-registered advisory firm that works primarily with individual clients, including high-net-worth households, and with retirement plan sponsors and participants. The firm provides written financial planning (full and modular), portfolio management, and retirement-plan consulting and fiduciary management, overseeing roughly $35.8 million for about 64 clients.

The firm’s investment approach is individualized and grounded in fundamental analysis, with guidance focused on diversified, tax-aware asset allocation tailored to each client’s goals, risk tolerance, and special circumstances (for example, low-basis stock or legacy holdings). Managed accounts are reviewed at least quarterly and may be run on either discretionary or non-discretionary terms; the firm also refers clients to third‑party managers when a full-service manager is more appropriate.

A distinctive feature is the firm’s offering of in-house accounting and tax-preparation services alongside investment advice, with a principal spending a substantial portion of time on those services — a capability that is uncommon among peers. The brochure discloses potential conflicts that can arise from the combination of advisory, retirement-rollover recommendations, and tax/accounting work, and describes supervisory policies and fiduciary frameworks the firm uses to manage those conflicts.

Client services

Financial planning Portfolio management Pension consulting

Investment consulting services provided in connection with financial planning services

Expertise

General retirement planning Retirement income strategy Debt management

Occupation focus

Founder/Business Owner Retired

Fee options

Fixed

Financial planning services fixed fees between $0 and $20,000; asset management flat fees between $0 and $20,000 annually

Project-based

Financial planning services hourly fee $150 to $400 per hour; retirement plan setup billed at $400/hour

Other

Fee-only: Financial planning services fixed fees between $0 and $20,000; hourly fees $150 to $400 per hour

Main office location

LL Financial Services, LLC

Ossining NY, United States

Number of offices

Most active in

New York

Disclosures

Business activities & affiliations

Is active or affiliated with:

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

LinkedIn Facebook Website 914-941-5533

Advisors at this firm

Lawrence B

CFP®

Ossining, NY

LL Financial Services, LLC

Lawrence Blau is a CFP® professional with 43 years of industry experience. He has been the principal of LL Financial Services, LLC since 2016 and previously led Lawrence Blau & Associates for 33 years. Outside of financial advising, he owns Larry's Eyes, LLC, a photography business. LL Financial Services, LLC is a state-registered advisory firm serving individual clients, including high-net-worth households, as well as retirement plan sponsors and participants. The firm offers financial planning, portfolio management, and retirement-plan consulting, with an investment approach focused on individualized, tax-aware asset allocation and quarterly portfolio reviews. It also provides in-house accounting and tax preparation services alongside advisory work.

General retirement planning Retirement income strategy Debt management Founder/Business Owner Retired

Lindsay L

Series 63

Ossining, NY

LL Financial Services, LLC

Lindsay La Fleur is the sole advisor at LL Financial Services, LLC, holding a Series 63 designation with 10 years of industry experience. Prior to founding LL Financial Services, she worked at Lawrence Blau & Associates, an accounting firm, for three years. LL Financial Services, LLC is a state-registered advisory firm serving individual clients, including high-net-worth households, as well as retirement plan sponsors and participants. The firm offers financial planning, portfolio management, and retirement-plan consulting, with an investment approach focused on individualized, tax-aware asset allocation and fundamental analysis. It also provides in-house accounting and tax-preparation services alongside investment advice.

General retirement planning Retirement income strategy Debt management Founder/Business Owner Retired

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