Livet Wealth, LLC

Livet Wealth provides financial planning, portfolio management, and ongoing wealth management to individual and high-net-worth clients, and also serves retirement plans and businesses. The firm manages roughly $322 million for about 129 clients and offers both one‑time and ongoing planning engagements alongside portfolio implementation and ERISA 3(21)/3(38) plan services.

Investment implementation is built around Modern Portfolio Theory with a long‑term, buy‑and‑hold emphasis, diversified, tax‑efficient low‑cost funds, periodic rebalancing, and written investment policy statements; most client accounts are managed on a discretionary basis. The firm documents client objectives and risk via questionnaires and meetings and notes that it may employ margin (borrowing) in certain separately managed accounts when appropriate.

Notable distinctions in the brochure include the firm’s use of third‑party sub‑advisors and contractual authority to select and appoint other registered investment advisers to manage portions of client portfolios, arrangements that can add an extra layer of sub‑advisory fees and are less common among peers. The firm also discloses an ownership structure involving a separate holding LLC and offers a Flagship service tier that provides access to and oversight of individualized alternative investments.