Linch Financial, LLC logo

Linch Financial, LLC

Updated today

Client assets under management

$40,876,615

Clients

51

45% high-net worth

Advisors

3

of 3 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

17

Very Low

Average account size

$801,502

About

Linch Financial is a small SEC-registered investment adviser that provides discretionary and non-discretionary portfolio management to individuals (including high‑net‑worth clients) and business entities, and offers limited financial planning as a value‑added service. The firm typically assesses clients’ investment objectives and risk tolerances to develop personalized strategies and monitors and rebalances accounts on an ongoing basis.

The firm uses a blend of methods — including fundamental analysis, charting/technical analysis, and cyclical analysis — and implements both long‑ and short‑term trading strategies. Notably, it may employ options, margin, short sales and other derivatives in separately managed accounts and pursues strategies such as merger‑related positions, which can involve shorting an acquiring company or using options to express views.

Compared to peers, Linch Financial’s explicit use of derivatives and active trading techniques in managed accounts is relatively uncommon among similar supported firms. The advisory team includes registered representatives who are also licensed insurance agents and engage in other business activities (including employer and physician programs), a feature that can present potential conflicts of interest clients should consider; custody and trade execution are provided through TD Ameritrade Institutional with access to block trading and related services, and the firm generally applies an account minimum that may be waived.

Client services

Financial planning Portfolio management

Expertise

Options & derivatives strategies

Occupation focus

Executive Founder/Business Owner

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Fee options

Percentage

$0 - $249,999: 2.99% $250,000 - $999,999: 2.50% $1,000,000 - $2,499,999: 2.25% $2,500,000 - $9,999,999: 2.00% $10,000,000+: 1.75%

Commissions

Insurance commissions earned by licensed insurance agents affiliated with the firm, separate and in addition to advisory fees.

Other

Account minimum: $250,000

Main office location

Linch Financial, LLC

Southlake TX, United States

Number of offices

1

Most active in

Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Stephen C

Series 66

Frisco, TX

Linch Financial, LLC

Stephen Chambers is a financial advisor with Linch Financial, LLC, holding a Series 66 designation and 17 years of industry experience. He has worked at Linch Financial since 2013 and has prior experience with Retirement Rescue Advisors LLC and Verity Medical Services. Chambers is also co-owner and CEO of Physicians Network LLC, which provides products and programs to support physicians' practices, and co-owner of SBC Benefits LLC, offering benefits solutions to small business owners. Linch Financial offers discretionary and non-discretionary portfolio management and limited financial planning to individuals and business entities, including high-net-worth clients. The firm employs customized portfolios using fundamental and technical analysis, cyclical methods, and both long- and short-term trading strategies, including derivatives and short selling.

Options & derivatives strategies Executive Founder/Business Owner
user avatar

Bradley L

Series 63, Series 66

Southlake, TX

Linch Financial, LLC

Bradley Linch is a financial advisor at Linch Financial, LLC with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Linch Financial since 2013. Linch Financial provides discretionary and non-discretionary portfolio management and limited financial planning to individuals and business entities, including high-net-worth clients. The firm customizes portfolios using fundamental, technical, and cyclical analysis, employing both long- and short-term trading strategies along with derivatives and short selling.

Options & derivatives strategies Executive Founder/Business Owner
user avatar

Scott M

Series 63, Series 65

Southlake, TX

Linch Financial, LLC

Scott Miller is a financial advisor at Linch Financial, LLC in Plano, TX, with seven years of industry experience. He holds Series 63 and Series 65 licenses and has been with Linch Financial since 2018. Prior to his current role, he worked at Integrity Publishing Solutions and RightNow Ministries. Linch Financial provides discretionary and non-discretionary portfolio management and limited financial planning to individuals and business entities, including high-net-worth clients. The firm employs a range of strategies, including options and short sales, to manage customized portfolios.

Options & derivatives strategies Executive Founder/Business Owner
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