Lighthouse Financial, LLC

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Client assets under management

$96,693,310

Clients

116

36% high-net worth

Advisors

of 3 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

Typical

Average account size

$833,563

About

Lighthouse Financial serves individuals (including high‑net‑worth clients), trusts, estates, charitable organizations, businesses, and retirement plans. The firm provides discretionary wealth management, written financial plans or ad hoc financial consulting, and retirement‑plan advisory services, including acting in a 3(21) fiduciary capacity for plan sponsors.

The firm typically pursues a long‑term, customized asset allocation and constructs portfolios using ETFs, diversified mutual funds and individual equities, with the ability to incorporate covered options and investment‑grade fixed income when appropriate. Lighthouse Financial applies both fundamental and technical analysis, conducts ongoing portfolio oversight, and may retain legacy positions for tax or strategic reasons while offering implementation and consulting on broader financial planning topics.

Noteworthy aspects include a small, two‑advisor team managing approximately $99.3 million across about 116 clients, which results in relatively high assets per advisor and per client compared with many peers. The firm combines retail wealth management with ERISA retirement plan work (IPS development, vendor analysis, participant education) and discloses that a principal is also a licensed insurance professional who earns commissions (about 10% of his time), a practice the firm identifies as a potential conflict of interest; the advisor also maintains an institutional custodial relationship that provides technology and other benefits.

Client services

Financial planning Portfolio management Pension consulting

Expertise

Wealth management Charitable giving & philanthropy College savings (529s, UTMA, etc.) Debt management

Fee options

Fixed

Fixed engagement fees for financial planning based on expected hours at hourly rate.

Percentage

$0+: 0.25% annually +: up to 1.50% annually

Commissions

Insurance commissions earned by Mr. Deiana for insurance products sold, separate from advisory fees.

Project-based

Financial planning services hourly fees up to $250 per hour.

Other

Fee-only: Wealth management fees range from 0.25% to 1.50% annually, charged as a fixed fee based on assets under management.

Main office location

Lighthouse Financial, LLC

Marblehead MA, United States

Number of offices

Most active in

Massachusetts · New Hampshire · North Carolina

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

Facebook Website (617) 962-5275

Advisors at this firm

Daniel H

Series 65

Marblehead, MA

Lighthouse Financial, LLC

Daniel Hawthorne is a financial advisor at Lighthouse Financial, LLC with 11 years of industry experience. He holds a Series 65 designation and has been associated with Hawthorne Financial Advisors, LLC since 2014. In addition to his advisory work, he provides bookkeeping and business support services on a part-time basis. Lighthouse Financial serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering wealth management, financial planning, and retirement-plan advisory services. The firm manages approximately $95.6 million on a discretionary basis and employs a long-term, diversified investment approach primarily using ETFs, mutual funds, and individual equities.

Wealth management Charitable giving & philanthropy College savings (529s, UTMA, etc.) Debt management

Robert D

Series 63, Series 66

Marblehead, MA

Lighthouse Financial, LLC

Robert Deiana Jr. is a financial advisor at Lighthouse Financial, LLC with 24 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at TQM Wealth Partners and Edward Jones. In addition to his advisory role, he is a licensed insurance agent for annuities, life, health, and long-term care insurance through various unaffiliated companies. Lighthouse Financial serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing wealth management, financial planning, and retirement-plan advisory services. The firm employs a long-term, discretionary investment approach that integrates fundamental and technical analysis to create diversified portfolios primarily composed of ETFs, mutual funds, and individual equities.

Wealth management Charitable giving & philanthropy College savings (529s, UTMA, etc.) Debt management

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