L
Lighthouse Financial
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$739,712,005
This total excludes 2 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
132
36% high-net worth
Advisors
1
of 1 employees
Firm type
Team
4-10 advisors or $500M+ in AUM
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
132
Very HighAverage account size
$5,603,879
About
Lighthouse Financial provides investment advisory and financial planning services to individuals, high-net-worth clients, trusts, corporations and nonprofit foundations. Services include ongoing asset management built around a written financial plan and investment policy statement, plus separate hourly consulting engagements that do not include portfolio management.
The firm emphasizes fundamental analysis and a long-term trading approach, constructing portfolios from stocks, bonds, mutual funds, ETFs and options and reviewing accounts daily with written performance reports quarterly and annual plan reviews. Although the adviser may accept discretionary authority, the brochure reports a majority of client assets are managed on a non-discretionary basis ($205,436,767 discretionary vs. $550,168,259 non-discretionary as of 12/31/2025).
The firm is operated and supervised by a single principal who holds both CFA and CFP credentials, an uncommon arrangement given the firm’s roughly $755.6 million in assets under management. The brochure also discloses the use of options and other derivatives (including covered-call strategies) and describes related risks, and details custody practices (use of Schwab, direct fee deductions and standing letters of authorization) that create limited constructive custody.
Client services
Financial planning
Portfolio management
Expertise
Active portfolio management
Options & derivatives strategies
Fee options
$0 - $1,000,000: 0.95% annually $1,000,001 - $5,000,000: 0.75% annually $5,000,001+: 0.50% annually
$120 per hour
Account minimum: $500,000 (may be waived)
Main office location
Lighthouse Financial
1679 Indian Rocks Rd S
Largo FL 33774-1026, United States
Number of offices
1
Most active in
Lighthouse Financial has reported serving >5 clients in these states in the last 12 months.
California · Florida · Georgia · New York · North Carolina · Washington
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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