Light Financial Services, Inc.

Light Financial Services Inc. provides investment advisory and financial planning services primarily to individual clients, including both high‑net‑worth and non‑HNW individuals, as well as charitable and business clients. The firm offers discretionary and non‑discretionary portfolio management, model portfolio management, access to a third‑party wrap program (Orion), and written financial planning engagements while managing roughly $175 million in client assets.

The firm's investment approach emphasizes asset allocation and long‑term holdings, using both individually tailored portfolios and model allocation portfolios selected through client conversations about objectives, time horizon, and risk tolerance. Accounts are reviewed at least annually for individually managed portfolios and semi‑annually for model and wrap program accounts, and the firm typically charges percentage‑of‑AUM fees for portfolio services while using fixed fees for financial planning.

Compared with peers, Light Financial is notable for supporting an unusually large number of client relationships per advisor—over 600 clients served by two advisors—which suggests a heavier reliance on standardized processes and model portfolios to scale service delivery. The firm also periodically offers complimentary educational seminars for clients and prospects, a service that is relatively uncommon among similar firms, and it combines in‑house advice with third‑party platform and custodian relationships to implement portfolios.