Lifetime Strategies, LLC

Lifetime Strategies provides personalized financial planning and discretionary portfolio management to individuals as well as institutional clients including pension and profit‑sharing plans, trusts, estates, charitable organizations, and corporations. Services include written financial plans and ongoing portfolio supervision summarized in a client-specific Investment Policy Statement.

The firm takes a long‑term, buy‑and‑hold approach and builds portfolios through an in‑depth client interview that informs asset allocation and diversification decisions, using both fundamental and technical analysis. Portfolios primarily utilize exchange‑traded funds but the adviser also considers a wide range of alternatives — from private equity and real assets to digital assets — and can manage accounts on a discretionary basis.

Distinctive features include an affiliation with a registered public accounting firm and a principal who holds accounting and financial planning credentials; the brochure discloses limits on cross‑selling and requires client consent to mitigate conflicts of interest. Compared with many small independent advisers, Lifetime Strategies’ client mix notably includes corporate, charitable and retirement‑plan clients, and the principal splits time between the advisory practice and the affiliated accounting business, which may affect how services are delivered.