Lifetime Financial, Inc.

Darren Candiotty is a financial advisor at Lifetime Financial, Inc. with 17 years of industry experience. He holds the ChFC® designation and Series 66 license. His prior experience includes roles at Crown Capital Securities, LP and H. Beck, Inc. He serves as an officer and director of Tee Off Together, Inc., a nonprofit providing PGA golf instruction to underprivileged children in Southern California. Lifetime Financial serves individual and high-net-worth clients, offering portfolio management, cash management, and alternative investment consulting. The firm focuses on tailored financial plans and acts as a fiduciary 3(38) investment manager for employer-sponsored retirement plans, utilizing a mix of third-party sub-advisors, mutual funds, ETFs, real estate vehicles, and alternative investments.

Sharon Hicklin is a financial advisor with Lifetime Financial, Inc. in San Luis Obispo, CA, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. She has been with Lifetime Financial since 2015 and also provides business consulting focused on project and event management on a nominal fee basis. Lifetime Financial serves individual and high-net-worth clients with tailored financial plans, continuous portfolio management, and alternative investment consulting, acting as a fiduciary 3(38) investment manager for employer-sponsored retirement plans and offering access to a range of third-party money managers and investment platforms.

Gary Hicklin is a financial advisor with Lifetime Financial, Inc. in Newport Beach, CA, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. He previously worked at Horter Investment Management and has operated as an independent life insurance and annuity sales agent since 2010. Outside of his advisory role, he supervises information technology staff for the County of San Luis Obispo. Lifetime Financial serves individual and high-net-worth clients with tailored financial plans, portfolio management, and alternative investment consulting. The firm acts as a fiduciary 3(38) investment manager for employer-sponsored retirement plans and connects clients with third-party money managers and investment platforms on both discretionary and non-discretionary bases.

James Rossi is a financial advisor at Lifetime Financial, Inc. with three years of industry experience. He holds a Series 65 designation and has worked at IAMS Wealth Management, Kinetic Investment Management, and Transamerica, among other firms. Outside of his advisory role, Rossi operates as an independent insurance agent and provides consulting and educational services to financial professionals. Lifetime Financial serves individual and high-net-worth clients with portfolio management, cash management, and alternative investment consulting. The firm acts as a fiduciary 3(38) investment manager for employer-sponsored retirement plans and emphasizes tailored financial plans based on client goals and suitability factors.

Phillip Ingle is a financial advisor with Lifetime Financial, Inc. in Aliso Viejo, CA, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. He has been with Lifetime Financial since 2016 and also owns SSG Solutions Financial & Insurance Services LLC, where he provides retirement planning and insurance services. Additionally, he is a member of an estate planning team focusing on deferred sales trusts. Lifetime Financial serves individual and high-net-worth clients, offering portfolio management, cash management, and alternative investment consulting. The firm emphasizes tailored financial plans based on client goals and risk tolerance and acts as a fiduciary 3(38) investment manager for employer-sponsored retirement plans.

Randall Luebke is a financial advisor with Lifetime Financial, Inc. in Newport Beach, CA, holding a Series 65 designation and 13 years of industry experience. He has been associated with Lifetime Paradigm, Inc. since 2012 and Lifetime Paradigm, LLC since 2006. Outside of his advisory role, he owns and operates Lifetime Paradigm Insurance Services, focusing on life insurance and annuity sales. Lifetime Financial serves individual and high-net-worth clients by providing continuous portfolio and cash management, alternative investment consulting, and fiduciary 3(38) investment management for employer-sponsored retirement plans. The firm emphasizes customized financial plans based on client-specific factors and offers access to third-party sub-advisors and alternative investment sponsors.

Leonard Bakker is a Series 65-licensed advisor at Lifetime Financial, Inc. with 11 years of industry experience. He has worked at Lifetime Financial since 2018 and also serves as a sales advisor for CA Long Term Care Insurance Services, focusing on long-term care planning. Additionally, he manages apartment and property maintenance through Bahme Partnership. Lifetime Financial serves individual and high-net-worth clients with tailored financial plans, offering portfolio management, cash management, and alternative investment consulting. The firm acts as a fiduciary 3(38) investment manager for employer-sponsored retirement plans and provides access to a range of investment platforms and alternative sponsors.