Lifestyle Planning, LLC

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Client assets under management

$37,429,463

Clients

22% high-net worth

Advisors

of 3 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

Very Low

Average account size

$693,138

About

Lifestyle Planning, LLC provides investment advisory and financial planning services to individuals, high-net-worth clients, families, and business owners, including portfolio management, retirement planning, and a Retirement Management Office™ family office program. The firm also assists clients with coordinating outside service providers and makes referrals for estate and tax planning through an affiliated law practice.

The firm predominantly delivers services on a non-discretionary basis, using formal risk assessments to shape portfolio construction, asset allocation, and ongoing rebalancing while obtaining client approval before executing trades. Investment analysis draws on fundamental, technical, and cyclical methods, and the firm uses a third‑party platform to manage held-away accounts (such as workplace retirement plans and HSAs) without taking custody.

Noteworthy distinctions include an ownership affiliation with an in-house law firm that provides estate and related legal services, a relationship the firm discloses as a potential conflict of interest; the owner also maintains other licensed financial services activities. The adviser is relatively small — three advisors overseeing roughly $37.4 million for about 54 clients — and, unlike most peers, reported essentially all assets as non‑discretionary and directs clients to a preferred custodian and platform for account administration.

Client services

Financial planning Portfolio management Selection of other advisers

Expertise

College savings (529s, UTMA, etc.)

Occupation focus

Founder/Business Owner Retired

Fee options

Fixed

Engagement fee of $500 for financial planning services.

Percentage

$0 - $1,000,000: 1.50% $1,000,001 - $2,000,000: 1.20% $2,000,001 - $5,000,000: 1.00% $5,000,001 - $10,000,000: 0.85% >$10,000,001+: 0.60%

Commissions

Commission-based compensation may be received via outside business activities (e.g., insurance products), but not primary source.

Other

Account minimum: $100,000.00 Minimum fee: Engagement fee of $500, waived for Retirement Management Office™ Program prospects with at least $100,000 AUM or at firm's discretion. Fee-only: Flat engagement fee of $500 for financial planning (waived for certain clients). Investment management fees based on tiered AUM percentages.

Main office location

Lifestyle Planning, LLC

2701 W. Queen Creek Rd., #3

Chandler AZ 85248, United States

Number of offices

Most active in

Arizona · Nevada · Texas

Disclosures

Business activities & affiliations

Is active or affiliated with:

Lawyer

They provide legal services, typically billed separately.

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

Website (480) 637-7076

Advisors at this firm

Francisco S

Series 65

Chandler, AZ

Lifestyle Planning, LLC

Francisco Sirvent is a financial advisor at Lifestyle Planning, LLC with 11 years of industry experience. He holds a Series 65 designation and has been with Lifestyle Planning since 2022. Prior to this, he worked at Keystone Wealth Partners LLC for eight years and has been involved with Keystone Law Firm & Wealth Partners since 2007. In addition to his advisory role, Sirvent is an attorney and author, providing estate and wealth planning services through his ownership of Keystone Law Firm. Lifestyle Planning, LLC is a supported registered investment adviser with three advisors managing approximately $37.4 million in assets. The firm serves individuals, high-net-worth clients, families, and business owners, offering non-discretionary investment advisory and financial planning services tailored to each client’s risk profile, along with a boutique family-office Retirement Management Office program.

College savings (529s, UTMA, etc.) Founder/Business Owner Retired

Karmi G

CFP®, Series 63

Chandler, AZ

Lifestyle Planning, LLC

Karmi Gutman is a CFP® with six years of industry experience currently serving as a financial advisor at Lifestyle Planning, LLC. Prior to joining Lifestyle Planning, he held roles at Buttonwood Capital Management and The Vanguard Group. Lifestyle Planning, LLC is a supported registered investment adviser with three advisors and approximately $37.4 million in assets under management. The firm serves individuals, high-net-worth clients, families, and business owners, offering non-discretionary investment advisory and financial planning services tailored to each client’s needs.

College savings (529s, UTMA, etc.) Founder/Business Owner Retired

Gabriel S

Series 65

Chandler, AZ

Lifestyle Planning, LLC

Gabriel Sirvent is a financial advisor at Lifestyle Planning, LLC in Chandler, AZ, holding a Series 65 designation with one year of experience. Prior to joining Lifestyle Planning, he worked at Keystone Law Firm for four years. Lifestyle Planning, LLC is a small supported registered investment adviser with three advisors and approximately $37.4 million in assets under management. The firm serves individuals, high-net-worth clients, families, and business owners, offering non-discretionary investment advisory and financial planning services, as well as a boutique family-office program focused on retirement management.

College savings (529s, UTMA, etc.) Founder/Business Owner Retired

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