Lifelong Wealth Strategies, LLC

Lifelong Wealth Strategies provides personalized financial planning and discretionary investment management to individuals, pension and profit‑sharing plans, and trusts. The firm reports managing roughly $13 million in discretionary client assets and delivers written financial plans, action plans and shorter hourly consultations as part of its services.

The firm follows a "Go Anywhere" top‑down, tactical investment approach that combines economic, fundamental and technical analysis and uses individual securities and ETFs across eight major asset classes; accounts are typically managed on a discretionary basis under a limited power of attorney and the firm may raise cash or change exposures in response to its market regime signals. Client relationships include at least annual formal reviews and written plan updates, with additional reviews prompted by tax law changes, new investment information or changes in a client’s circumstances.

Noteworthy differences from many peers include that the firm’s owner is a licensed life and health insurance agent who may recommend and sell insurance and fixed annuity products on a commission basis during plan implementation, a potential conflict disclosed in the brochure and separate from planning fees. The firm also uses percentage‑of‑assets fees for ongoing advisory accounts, serves individual (non‑HNW) clients and does not operate or advise private investment funds.