Lifecycle Financial Planners Inc.

Jennifer Kulek is a financial advisor at Lifecycle Financial Planners Inc. in Bloomfield Hills, MI, with 15 years of industry experience. She holds the Series 66 designation and has worked at Lifecycle Financial Planners since 2018, previously spending a year at Cambridge Connection Inc. Lifecycle Financial Planners serves individuals, families, small businesses, trusts, estates, and charitable organizations with comprehensive financial life planning and investment advisory services on a fee-only retainer basis. The firm employs a holistic, client-centered process that incorporates Functional Asset Allocation and modern portfolio theory to align portfolios with clients’ life stages.

Scott Smith is a CFP® professional with nine years of industry experience, currently serving as a Senior Advisor and Principal at Olympia Ridge, LLC and an advisor at Lifecycle Financial Planners Inc. He has been with Lifecycle Financial Planners since 2018 and also provides consulting advice to other fee-only financial planners, which accounts for 10% of his time. Lifecycle Financial Planners serves individuals, families, small businesses, trusts, estates, and charitable organizations with comprehensive financial life planning and investment advisory services on a fee-only retainer basis. The firm employs a holistic, client-centered process using Functional Asset Allocation and modern portfolio theory, offering tailored programs including intergenerational and transition-focused retainers.

Pamela Landy is a CFP® professional with 15 years of industry experience. She has worked at Lifecycle Financial Planners Inc. since 2017 and previously spent 15 years at Cambridge Connection, Inc. Lifecycle Financial Planners serves individuals, families, small businesses, trusts, estates, and charitable organizations with comprehensive financial life planning and investment advisory services on a fee-only retainer basis. The firm uses a holistic, client-centered process that incorporates Functional Asset Allocation and behavioral tools, offering tailored, ongoing services including investment management, tax planning, and estate guidance.

Melissa Scenga is a CFP® professional at Lifecycle Financial Planners Inc. in Bloomfield Hills, MI, with 10 years of industry experience. She previously worked at Cambridge Connection, Inc. from 2009 to 2017 before joining her current firm in 2017. Lifecycle Financial Planners serves individuals, families, small businesses, trusts, estates, and charitable organizations with comprehensive financial life planning and investment advisory services on a fee-only retainer basis. The firm employs a holistic, client-centered process incorporating Functional Asset Allocation and modern portfolio theory, and offers tailored engagement structures including intergenerational and transition-focused retainers.