L
Lifecare Retirement Solutions Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
23
0% high-net worth
Advisors
1
of 2 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
23
TypicalAverage account size
$0
About
LifeCare Retirement Solutions is a small, fee-based financial planning and consulting firm serving individual clients through tailored planning engagements; the firm does not custody client assets or provide direct portfolio management. Rather than managing portfolios in-house, LifeCare refers clients to SEC- or state-registered third‑party managers and supports clients through planning and liaison services.
The firm’s process begins with an evaluation of a client’s financial situation (net worth statements, risk analysis) and the delivery of a customized financial plan with periodic reviews; updates are provided as life or market conditions change. When third‑party managers are recommended, LifeCare monitors performance, helps with paperwork, delivers required disclosures, and communicates client status to the manager while continuing to provide planning services.
What distinguishes the firm from many peers is that it does not rely on percentage‑of‑AUM fee income and does not manage client portfolios directly—relying instead on referral arrangements (including a disclosed agreement with an external manager) for investment supervision. The brochure also discloses that the firm’s principal is a licensed insurance agent who devotes a substantial portion of time to insurance activities and receives commissions, and that he has an unrelated outside business; those outside‑business relationships and referral compensation are disclosed as potential conflicts of interest.
Client services
Financial planning
Selection of other advisers
Expertise
General retirement planning
Social Security optimization
Medicare planning
Elder care planning
Fee options
Fixed fee up to $3,995 for financial planning services; initial $1,000 billed upfront
$250 per hour for financial planning services
Account minimum: Determined by the Third-Party Managers (TPMs) LifeCare refers clients to; specific minimums are not stated in this brochure Fee-only: Hourly fee of $250 per hour; Fixed fee up to $3,995 for financial planning
Main office location
Lifecare Retirement Solutions Inc.
New Castle IN, United States
Number of offices
1
Most active in
Lifecare Retirement Solutions Inc. has reported serving >5 clients in these states in the last 12 months.
Indiana
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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