Life Strategies, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$121,245,786
Clients
115
23% high-net worth
Advisors
1
of 2 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
115
Very HighAverage account size
$1,054,311
About
Life Strategies, Inc. provides portfolio management and financial planning to individual and high‑net‑worth clients, advising on mutual funds, ETFs, equities, fixed income and insurance-based products including annuities. The firm prepares written investment policy statements and delivers periodic account reporting through the custodian.
LSI’s investment process emphasizes fundamental analysis and a long‑term, buy‑and‑hold approach combined with asset allocation, risk‑profile documentation, and regular portfolio monitoring tailored to client goals and time horizons. Accounts are generally managed on a discretionary basis with investment decisions guided by the client’s stated objectives and documented risk tolerance.
A distinctive operational feature is that LSI’s supervised persons are licensed insurance agents and may accept commissions for the sale of insurance products; the firm discloses and documents these conflicts and states clients may purchase recommended products elsewhere. The firm also requires clients to custody assets at a specific institutional custodian (Schwab Institutional) and does not aggregate trades across client accounts, practices that can affect trade execution and account administration relative to many peers.
Client services
Financial planning
Portfolio management
Expertise
Annuities
General retirement planning
College savings (529s, UTMA, etc.)
Fee options
Fixed fees for stand-alone financial planning or consulting services, negotiated per engagement, typically $500 to over $3,000.
$0 - $250,000: 1.45% $250,001 - $500,000: 1.20% $500,001 - $1,000,000: 0.90% $1,000,001+: 0.65%
Fee-only: Financial planning fixed fees generally range from $500 to over $3,000; continuous financial planning and implementation fees range from $300 to $3,000 annually.
Main office location
Life Strategies, Inc.
4250 Executive Square, Ste. 750
La Jolla CA 92037, United States
Number of offices
1
Most active in
Life Strategies, Inc. has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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