Life Stewardship Advisors

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Client assets under management

$16,900,000

Clients

0% high-net worth

Advisors

of 3 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

Low

Average account size

$231,507

About

Life Stewardship Advisors is a state-registered investment adviser that serves individuals, high‑net‑worth clients, trusts, estates, corporations, and charitable organizations. It offers discretionary portfolio management and financial planning/consulting services and generally prefers accounts with at least $150,000.

Investment advice is tailored to client objectives, time horizon, and risk tolerance and may employ asset allocation, dollar‑cost averaging, technical analysis, and both long‑ and short‑term positions; accounts are reviewed at least quarterly. The firm provides managed accounts under a comprehensive advisory arrangement and asks clients to custody assets with an independent qualified custodian to facilitate trading and fee administration.

A distinctive feature is that the firm’s principals are licensed insurance agents and may offer commissionable insurance products alongside advisory services, a relationship the brochure discloses as a potential conflict of interest. The brochure also discloses use of third‑party service providers that incorporate artificial intelligence and machine‑learning components and notes the firm conducts periodic due diligence; with a two‑advisor team and about $16.9 million in AUM, a single principal conducts the ongoing account reviews.

Client services

Financial planning Portfolio management

Expertise

Annuities

Fee options

Fixed

Fixed fees for financial planning projects range from $2,000 to $10,000 per project

Percentage

$0 - $249,999: 2.00% $250,000 - $499,999: 1.90% $500,000 - $749,999: 1.62% $750,000 - $999,999: 1.44% $1,000,000 - $1,499,999: 1.20% $1,500,000 - $1,999,999: 1.00% $2,000,000+: 0.80%

Project-based

$350/hr for Professional Advice; $100/hr for Administrative Services

Other

Account minimum: $150,000 Fee-only: Hourly fees range from $350/hr for Professional Advice and $100/hr for Administrative Services; Fixed fees range from $2,000 to $10,000 per project

Main office location

Life Stewardship Advisors

24 B East Roseville Road

Lancaster PA 17601, United States

Number of offices

Most active in

Ohio · Pennsylvania

Disclosures

Business activities & affiliations

Is active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Is not active or affiliated with:

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

LinkedIn Facebook Website (717) 560-2813

Advisors at this firm

Wyatt L

Series 65

Lancaster, PA

Life Stewardship Advisors

Wyatt Ledman is a financial advisor at Life Stewardship Advisors in Lancaster, PA, holding a Series 65 designation with five years of industry experience. Prior to joining Life Stewardship Advisors, he worked with YWAM Orlando for six years. He serves as an auditor for Pequea Township in Lancaster County. Life Stewardship Advisors is a state-registered investment adviser serving individuals, high-net-worth clients, trusts, estates, corporations, and charitable organizations. The firm provides discretionary portfolio management and financial planning services, tailoring investment advice to client objectives and risk tolerance, and incorporates insurance products as part of its offerings.

Annuities

Michael N

CFP®, Series 63, Series 65

Lancaster, PA

Life Stewardship Advisors

Michael Novak is a Certified Financial Planner® at Life Stewardship Advisors in Lancaster, PA, with 10 years of industry experience. He has been with Life Stewardship Advisors since 2013. Novak serves as a board member of the Water Street Mission, a nonprofit organization, and is a supervisor for Pequea Township. Life Stewardship Advisors is a state-registered investment adviser serving individuals, high-net-worth clients, trusts, estates, corporations, and charitable organizations. The firm offers discretionary portfolio management and financial planning services tailored to client objectives and utilizes a variety of investment strategies.

Annuities

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