Life Stage Investing, LLC

The firm provides discretionary asset management and subscription-based financial planning to a small roster of individual clients and plan sponsors, managing roughly $1.9 million in client assets across about 15 relationships. Services include portfolio construction and monitoring for taxable and retirement accounts as well as advisory work for corporate and business clients.

Investment management is delivered through discretionary authority using a mix of in‑house decisions, access to third‑party model portfolios via a model marketplace, and the ability to engage sub‑advisors; the firm also offers held‑away account management to implement strategies in employer‑sponsored plans. Ongoing client support includes periodic account reviews, rebalancing, and tiered subscription planning services intended to address cashflow, insurance, and employee benefit matters.

Notable differences from many independent peers are the firm’s active engagement with ERISA plan services (including acting as a 3(21) or 3(38) advisor) and an affiliation with an insurance agency whose representatives may offer commissionable insurance products, relationships the firm discloses and says it mitigates through fiduciary policies and client disclosures. The adviser also maintains an outside workforce‑development business and uses operational tools such as a model marketplace and a held‑away order management system to manage plan and participant assets, which influences how it serves both individual and retirement plan clients.