Life Planning Solutions, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$17,000,000
This total excludes 1 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Total clients
23
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
23
Average account size
$739,130
About
Life Planning Solutions, LLC provides comprehensive financial planning and investment management primarily for individuals, trusts and small businesses. The firm operates as a fee-only advisory practice offering tailored comprehensive planning, asset management, retainer engagements and limited hourly advising services.
The firm follows a strategic asset allocation approach with a core‑and‑satellite construction, using passively managed mutual funds and ETFs as core holdings and selectively adding bonds or active funds where appropriate; portfolios are generally managed on a discretionary basis and documented with an Investment Policy Statement. Custody and trade execution are arranged through Charles Schwab, and the firm emphasizes global diversification and ongoing portfolio monitoring.
Compared with many solo independent advisers, Life Planning Solutions is a small practice managing clients with relatively high account minimums and discrete retainer offerings (retainer clients are typically in the $2–5 million net worth range), and the principal brings dual professional credentials (CPA/PFS and CFP) and an elevated continuing‑education standard. Although the brochure states the firm is fee‑only and not currently affiliated with broker‑dealers or other advisers, it also discloses prior registered‑representative experience for the principal and identifies Charles Schwab as the custodian and broker‑dealer of record, a mix of elements that is less common among independent advisors.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
College savings (529s, UTMA, etc.)
Cash flow / budgeting
Fee options
Retainer services offered with a minimum fixed fee of $2,500 based on estimated hours
$0 - $500,000: 1.00% annually $500,001 - $1,000,000: 0.90% annually $1,000,001 - $2,000,000: 0.70% annually $2,000,001+: 0.50% annually
$200 per hour with a four hour minimum
Account minimum: $250,000 Minimum fee: $1,500 minimum annual fee for Asset Management Agreement; $2,500 minimum annual fee for Comprehensive Financial Planning Agreement Fee-only: Firm is strictly fee-only; does not accept commissions or finder's fees.
Main office location
Life Planning Solutions, LLC
Moline IL, United States
Number of offices
1
Most active in
Life Planning Solutions, LLC has reported serving >5 clients in these states in the last 12 months.
Illinois
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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