Life, Inc. Retirement Services

Matthew Ruttenberg is a financial advisor with Life, Inc. Retirement Services, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has been with Life, Inc. Retirement Services since 2019 and has worked with Cambridge Investment Research Advisors and Cambridge Investment Research since 2013. Outside of his advisory roles, he is a co-owner of Ruttenberg & Company LLC, a financial planning firm, and part-owner of The Money Twins, a financial education provider. Life, Inc. Retirement Services offers portfolio management, financial planning, and pension/401(k) consulting to individuals and small-business plan sponsors, focusing on long-term strategies guided by fundamental analysis, quantitative models, and modern portfolio theory. The firm serves primarily non-high-net-worth clients and manages a significant portion of assets on a non-discretionary basis.

Kurt Altrichter is a financial advisor with Life, Inc. Retirement Services in Delaware, OH, holding a Series 65 designation and nine years of industry experience. He previously worked at HighMark Wealth Management and Heritage Wealth Architects. Outside of his advisory role, Mr. Altrichter serves as an Infantry Officer in the Army National Guard and is Treasurer on the Board of Directors for the Saint Thomas Academy Alumni Association. Life, Inc. Retirement Services provides portfolio management, financial planning, and pension/401(k) consulting to individuals and small-business plan sponsors, focusing on a long-term trading approach using fundamental and quantitative analysis. The firm manages most assets on a non-discretionary basis and operates across five offices with a team of four advisors.

Ryan Neff is a financial advisor at Life, Inc. Retirement Services with 11 years of industry experience. He holds a Series 65 designation and has been with Life, Inc. since 2014. The firm provides portfolio management, financial planning, and pension/401(k) consulting services to individuals and small-business plan sponsors, using fundamental analysis, quantitative models, and modern portfolio theory to guide investment decisions. Life, Inc. serves mostly non-high-net-worth clients and manages assets primarily on a non-discretionary basis across multiple offices.

Jaya Prakash Gadela is a financial advisor at Life, Inc. Retirement Services with a Series 65 designation and no prior advisory industry experience. His professional background includes roles at Ameritek Global Inc, RJHub Solutions LLC, Hegemon Group International, Finvest Financials LLC, and Computer Concepts Inc. Life, Inc. Retirement Services provides portfolio management, financial planning, and pension/401(k) consulting to individuals and small-business plan sponsors, employing fundamental analysis, quantitative models, and modern portfolio theory in a long-term trading approach. The firm serves primarily non-high-net-worth clients and manages most assets on a non-discretionary basis.