Life by Design Investment Advisory Services
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$57,200,692
Clients
55
38% high-net worth
Advisors
1
of 4 employees
Firm type
Supported
1-3 advisors or $200M+ in AUM
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
55
TypicalAverage account size
$1,040,013
About
Life By Design Investment Advisory Services provides investment management and financial planning to individual and high‑net‑worth clients, delivering ongoing portfolio management alongside one‑time and hourly planning, tax‑preparation coordination, estate‑document preparation through a third‑party vendor, and oversight of held‑away accounts. Clients receive individualized investment policy statements and retirement‑focused planning as part of the engagement.
The firm primarily emphasizes passive portfolio construction guided by modern portfolio theory while also drawing on fundamental, technical, and quantitative analysis to inform security and asset‑class selection; portfolios are organized around defined retirement allocation categories and incorporate ESG filtering. Planning is goals‑based and delivered through a multi‑year Four‑Core process that integrates customized policy statements and ongoing monitoring.
Noteworthy aspects that distinguish the firm from many peers include its use of client testimonials in advertising, a practice that is uncommon among similar advisers, and the fact that the firm’s principal is a licensed insurance agent who may receive commissions for insurance product recommendations—a disclosed potential conflict of interest. The principal also holds a Certified Kingdom Advisor designation and has published a book on goal‑centered planning, and the firm supplements core advisory work with third‑party estate‑document services and held‑away account supervision.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
Retirement income strategy
General retirement planning
ESG / Sustainable investing
Tax-loss harvesting
General estate planning guidance
Fee options
One Time Financial Planning Fixed Fee ranging from $6,000 to $25,000, negotiable
$0 - $500,000: 2.00% $500,001 - $1,000,000: 1.75% $1,000,001 - $2,000,000: 1.50% $2,000,001 - $5,000,000: 1.25% $5,000,001 - And Up: 1.00%
Financial Planning hourly rate up to $500 per hour; Tax Preparation & Tax Planning fees $250 per hour
Fee-only: Ongoing Financial Planning annual fee $6,000 to $25,000, paid monthly or quarterly in advance; negotiable in some cases
Main office location
Life by Design Investment Advisory Services
34179 Golden Lantern St., 102
Dana Point CA 92629, United States
Number of offices
1
Most active in
Life by Design Investment Advisory Services has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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