Life Advisors Financial Planning and Wealth Management, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$14,781,677
Total clients
88
2% high-net worth
Total advisors
2
of 2 employees
Firm size
Supported
1-3 advisors or $200M+ in AUM
Average clients per advisor
44
Average account size
$167,974
About
Life Advisors provides investment management, financial planning and participant‑directed retirement plan advisory to individuals, qualified retirement plans, trusts, charitable organizations and small businesses. The firm operates with a two‑adviser team and manages roughly $14.8 million across about 88 client relationships, offering portfolio management and written financial plans.
The firm’s investment approach is rooted in Modern Portfolio Theory and favors a buy‑and‑hold, asset‑class orientation implemented mainly through low‑cost mutual funds and active ETFs (not indexed ETFs), with Dimensional Fund Advisors funds used prominently; individual fixed‑income securities or select equities are used when tax or client‑specific considerations warrant. Life Advisors develops written investment policy statements, uses Monte Carlo analysis for planning projections, continuously monitors accounts and performs formal reviews at least quarterly.
Distinctive operational and personnel features include both principals’ CPA and Personal Financial Specialist (PFS) credentials and an affiliated accounting firm (Fowler Durham), which the brochure discloses as related to ownership and collection of receivables. The firm also provides bill‑paying services (resulting in custody treatment), participates in the Schwab Advisor Services platform for custody and operational support, generally does not aggregate mutual fund trades or accept proxy‑voting authority, and notes that one adviser maintains part‑time outside employment.
Client services
Expertise
Fee options
Typically ranges from $500 to $7,500 depending on client circumstances
$0 - $50,000: 2% $50,001 - $250,000: 1.25% $250,001 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.90% $2,000,001 - $3,000,000: 0.80% $3,000,001 - $4,000,000: 0.70% $4,000,001 - $5,000,000: 0.60% $5,000,001 - $10,000,000: 0.50% $10,000,001+: 0.40%
$125 to $225 per hour depending on nature and complexity
Fee-only: Hourly fees ranging from $125 to $225 per hour; Fixed fees ranging from $500 to $7,500 depending on client circumstances
Main office location
Life Advisors Financial Planning and Wealth Management, LLC
110 East Union Street
Munfordville KY 42765, United States
Number of offices
1
Most active in
Kentucky · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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