Liberty Financial Planning, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
64
52% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
64
HighAverage account size
$0
About
Liberty Financial Planning serves individuals and families seeking objective, fee-only financial advice. The firm provides written financial plans and ongoing financial consulting engagements, delivered under written service agreements and billed either hourly or via a fixed annual retainer.
Investment recommendations center on an asset-allocation framework guided by client goals, risk-capacity assessments, and a risk-tolerance questionnaire; Liberty typically recommends mutual funds and exchange-traded funds, with an emphasis on low‑cost index funds, strategic buy-and-hold positioning, periodic rebalancing, and tax-aware allocation. The firm does not take custody of client assets or exercise discretionary trading authority, so clients retain control over implementation and choice of broker-dealer.
Liberty is notable among independent peers because it does not provide portfolio management for individual accounts and does not charge fees based on a percentage of assets under management — approaches that are less common for firms in this category. The firm also avoids product sales and third‑party compensation, and its principal brings prior corporate finance and e‑commerce industry experience plus an MBA, which inform the firm’s planning and consulting focus.
Client services
Financial planning
Expertise
General retirement planning
Income planning
Tax-loss harvesting
Cash flow / budgeting
Fee options
Fixed fee annual retainer for Financial Consulting Services ranging from $100 to $10,000, based on client circumstances
$200 per hour for Financial Planning Services
Fixed fee annual retainer for Financial Consulting Services, typically paid monthly in equal installments
Fee-only: Hourly rate of $200 for Financial Planning Services; Fixed fee annual retainer ranging from $100 to $10,000 for Financial Consulting Services
Main office location
Liberty Financial Planning, Inc.
Canton MI, United States
Number of offices
2
Most active in
Liberty Financial Planning, Inc. has reported serving >5 clients in these states in the last 12 months.
Michigan
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")