Lettin Wealth Management Group, Inc.

Lettin Wealth Management Group provides fee‑based advisory services to individual and high‑net‑worth clients primarily by acting as a co‑advisor or referring clients to third‑party managers, including Matson Money and Efficient Advisors. The firm assists clients with account paperwork, delivers required disclosure materials, reviews custodial statements, and offers financial planning services without additional charge, while not taking custody or directly managing client assets.

Investment recommendations follow an asset‑allocation, efficient‑market approach implemented by the third‑party managers LWMG selects; portfolios are invested in asset‑class mutual funds and ETFs with periodic rebalancing and re‑optimization as appropriate. LWMG gathers client objectives, recommends suitable model portfolios or third‑party managers, and conducts ongoing monitoring and quarterly reviews, while discretionary trading authority remains with the selected manager.

Compared with many peers, LWMG operates as a small practice supporting an unusually large number of client relationships per adviser, relying on ongoing co‑advisor/referral fee arrangements remitted by the third‑party platforms rather than direct portfolio management. That referral/co‑advisor structure and the receipt of portioned advisory fees is a notable business feature that the firm discloses and addresses through written disclosures, monitoring of recommended managers, and stated fiduciary procedures.