Letteney Financial Advisory, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$2,285,283
Clients
45
0% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
45
HighAverage account size
$50,784
About
Letteney Financial Advisory provides discretionary investment management and financial planning services to individual and retirement-focused clients, operating under management agreements with client accounts custodied at Charles Schwab. The firm offers planning and consulting services—such as establishing IRAs and brokerage accounts, budgeting, and overall strategy development—alongside ongoing portfolio management.
The adviser employs both fundamental and technical analysis and generally pursues longer-term investment strategies, typically holding positions for at least a year while rebalancing or adjusting as client needs dictate. Portfolios are typically built using mutual funds as primary holdings and are tailored to each client’s goals, risk tolerance, and any restrictions the client imposes.
Distinctive operational features include exclusive use of Charles Schwab as custodian, occasional mutual fund share-class conversions to seek more favorable positions for clients, and a practice of not aggregating trades except when implementing firm‑wide security changes. The firm conducts formal account reviews at least annually with semi-annual checkpoints, and it does not accept proxy‑voting responsibility for client securities.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
Cash flow / budgeting
Fee options
Fixed price for financial consulting services, negotiable
$0 - $50,000: 1.75% $50,001 - $75,000: 1.70% $75,001 - $100,000: 1.60% $100,001 - $250,000: 1.50% $250,001 - $500,000: 1.40% $500,001 - $1,000,000: 1.25% Over $1,000,000+: 1.00%
$250 per hour for financial consulting
Account minimum: $50,000 Fee-only: $250 per hour or a fixed price for financial consulting services, fees are negotiable
Main office location
Letteney Financial Advisory, LLC
Waldoboro ME, United States
Number of offices
1
Most active in
Letteney Financial Advisory, LLC has reported serving >5 clients in these states in the last 12 months.
Maine
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through — whether you ultimately need an advisor or not.
Warmer helps you compare advisors clearly — so you can choose with confidence.
Discover
Compare top advisor firms by metric, firm size, and location.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")