LendingRobot
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$10,866,272
This total excludes 2 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
609
0% high-net worth
Advisors
1
of 2 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
609
Very HighAverage account size
$17,843
About
Lend Academy Investments, doing business as LendingRobot and NSR Invest, provides discretionary and non‑discretionary investment advice to private U.S. investment funds, institutional investors, financial advisors, family offices and individual clients through managed accounts and by acting as the general partner and investment manager to pooled private funds (the Series). The firm offers a Managed Account Service and a Non‑discretionary Investment Service that allow clients to use LAI’s technology and analytics to invest in consumer and small business credit on online Marketplaces.
LAI primarily allocates capital to direct and fractional interests in loans originated on online Marketplaces such as Prosper, employing proprietary credit‑pricing and loan‑selection algorithms across multiple model strategies and a fully automated mode, and it uses internal valuation models for assets that are not readily marketable. For its pooled Series funds the firm may also invest in direct lending, specialty finance pools, and certain third‑party funds, and retains discretion over selection and allocation within the Series in accordance with the offering documents.
The brochure highlights several features that distinguish LAI from many peers: common ownership with a registered broker‑dealer (Lime Trading), operation of two separate technology platforms (LendingRobot and NSR Invest) that can differ in speed and analytics, and the firm’s use of pooled private funds with performance‑based compensation and explicit target‑return disclosures. The firm also discloses a prior SEC enforcement order (dated August 29, 2022) relating to untimely distribution of audited fund financials and paid a civil monetary penalty, and it manages a relatively large retail client base through automated systems, which helps explain a high client‑count per advisor.
Client services
Portfolio management
Selection of other advisers
Newsletters or periodicals
Educational seminars or workshops
Expertise
Private / alternative investments
Active portfolio management
Income planning
Fee options
$0+: 0.60% per year, assessed quarterly (NSR Invest Conservative, Balanced, Assertive strategies) $0+: 0.45% per year over Fee Waiver, assessed monthly (LendingRobot Fully Automated Mode) $0+: 0.45% annually, assessed quarterly (Use of NSR Platform Non-discretionary Investment Service) $0+: 0.45% per year over Fee Waiver, assessed monthly (Use of LendingRobot Platform Non-discretionary Investment Service)
10% of annual increase in Net Asset Value for LRLTC Fund; 35% of annual increase exceeding 7% return for LRD Fund, calculated and billed monthly
Account minimum: $10,000 for Managed Account Service; $5,000 for Non-discretionary Investment Service; $100,000 for Series Funds Fee-only: Fixed monthly fees for software/technical services may apply, varying by client service level
Main office location
LendingRobot
South Yarmouth MA, United States
Number of offices
1
Most active in
LendingRobot has reported serving >5 clients in these states in the last 12 months.
Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virgin Islands · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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