Leicht Financial Planning and Wealth Management

Leicht Financial Planning and Wealth Management provides discretionary investment management and financial planning to individuals, retirement accounts, trusts, estates, pension and profit‑sharing plans, and business entities, tailoring advice to each client’s goals, time horizon and risk tolerance. The firm primarily recommends ETF‑based model portfolios but also advises on mutual funds, annuities, REITs, individual equities and fixed income, and manages client accounts through its wrap fee program sponsored in conjunction with LPL Financial.

The firm bases its portfolios on model allocations drawn from LPL’s research and its own due diligence, applying a mix of fundamental, technical and cyclical analysis and periodically rebalancing portfolios; for taxable accounts it may engage in tax‑loss harvesting. All transactions and custody are directed through LPL Financial, and the firm describes ongoing account supervision and quarterly reviews as part of its service model.

Noteworthy features disclosed in the brochure include approximately $237 million in discretionary assets under management managed within the firm’s wrap program—an unusually large asset base relative to firms of similar size—and the firm’s use of derivatives (e.g., options) in client accounts. The brochure also discloses a close operational and economic relationship with LPL Financial (including receipt of custodial support services and equity eligibility), which the firm identifies as a potential conflict of interest and says it monitors through policies and procedures.