Future Path Financial Planning
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$2,000,000
Total clients
9
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
9
Average account size
$222,222
About
The firm provides investment management and financial planning primarily to individual and high‑net‑worth clients, offering both one‑time written financial plans and ongoing planning engagements. It is a fee‑only adviser and delivers discretionary portfolio management alongside written or electronic financial plans.
Its investment approach emphasizes asset allocation and Modern Portfolio Theory, using a mix of passive and active strategies and drawing on fundamental, technical, and cyclical analysis to select funds and securities. Portfolios are managed on a discretionary basis and clients may impose reasonable written restrictions on individual securities or sectors.
Noteworthy features include its recent formation as a sole‑advisor practice with roughly $2.0 million in discretionary assets and a small client base, and its decision to offer investment management exclusively through a wrap fee program. The founder holds an active insurance license but does not sell insurance products to clients, the firm recommends an institutional custodial platform (Altruist), does not aggregate client trades, and does not vote client proxies.
Client services
Financial planning
Portfolio management
Expertise
Business ownership considerations
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Retirement income strategy
Occupation focus
Founder/Business Owner
Fee options
Initial Financial Plan: $1,000 to $15,000 (Personal), $4,800 to $30,000 (Business). Fees negotiable.
$0 - $1,000,000: 0.95% $1,000,001+: 0.85%
Ongoing Financial Planning: $200 to $2,500 per month ($2,400 to $30,000 annually), fees negotiable.
Fee-only: Investment management fees based on tiered AUM schedule; Financial planning fees fixed or recurring monthly fees.
Main office location
Future Path Financial Planning
Niceville FL, United States
Number of offices
1
Most active in
Future Path Financial Planning has reported serving >5 clients in these states in the last 12 months.
Florida
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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