Legacy Financial, Ltd
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$16,550,000
Clients
71
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
71
Very HighAverage account size
$233,099
About
Legacy Financial Ltd provides discretionary portfolio management, investment analysis, and financial planning to individuals, high‑net‑worth clients, trusts, estates and small business entities. The firm advises on equities, ETFs, corporate debt, mutual funds and, in limited circumstances, options and other derivative instruments.
Legacy tailors portfolios to client objectives and conducts ongoing reviews using a mix of fundamental, technical, cyclical and economic analysis within a strategic asset allocation framework, implementing both long‑ and short‑term positions as market conditions warrant. The firm also employs derivative‑based techniques in client accounts — primarily covered calls, occasional spread strategies and puts for hedging — and offers model allocations that can include blockchain‑focused ETFs to provide indirect cryptocurrency exposure.
What distinguishes the firm from many peers is a recent regulatory consent agreement related to past recommendations of leveraged and inverse ETFs and the resulting restriction on those products, a disclosure the firm includes in its ADV. The firm’s principal is separately licensed as an insurance agent and has disclosed personal investments in a private company, creating documented potential conflicts of interest around insurance commissions and private holdings that the firm addresses through policies and client disclosures.
Client services
Portfolio management
Expertise
Options & derivatives strategies
Fee options
Fixed fees negotiated with clients, not automatically variable with asset values.
$0 - $100,000: 2.00% $100,001 - $250,000: 1.50% $250,001 - $500,000: 1.25% $500,001 - $1,000,000: 1.00% $1,000,001+: 0.75%
Account minimum: $50,000 Fee-only: Fixed fees may be negotiated and are established for one year, then convert to asset-based fees unless changed. Fixed fees may be up to $500 per client and 6 months in advance.
Main office location
Legacy Financial, Ltd
Denver CO, United States
Number of offices
1
Most active in
Legacy Financial, Ltd has reported serving >5 clients in these states in the last 12 months.
Colorado
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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