L
Legacy Financial
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$2,898,756
Total clients
50
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
50
Average account size
$57,975
About
Legacy Financial provides customized financial planning and discretionary portfolio management for individuals, pension and profit‑sharing plans, trusts, estates, charitable organizations and small businesses. The firm documents a structured planning process that begins with information gathering, follows with strategy development from a defined menu of investments, and includes monthly monitoring of managed accounts and annual reviews of financial plans.
The firm’s investment approach emphasizes long‑term asset allocation, diversification, quality and value, and uses fundamental security analysis to select mutual funds, individual stocks, bonds, exchange‑traded funds, unit investment trusts and options. Legacy Financial accepts discretionary trading authority (while clients retain choice of custodian and may impose investment restrictions), withdraws fees from client accounts with client authorization, and relies on custodial statements for client reporting.
Distinctive aspects in the brochure include the principal’s prior experience as a registered representative at broker‑dealers and earlier employment outside finance, which the firm discloses alongside its policies on personal trading in securities it recommends. The firm also identifies Interactive Brokers as a recommended custodian and discloses specific execution cost examples, and it does not exercise proxy‑voting authority for client securities.
Client services
Financial planning
Portfolio management
Fee options
0.5% to 2% annually, negotiable depending on size and complexity of account
$100 per hour for some financial planning tasks
Fee-only: Financial planning tasks may be provided on an hourly fee basis of $100 per hour
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Is not active or affiliated with:
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Main office location
Legacy Financial
111 Totten Lane
Front Royal VA 22630, United States
Number of offices
1
Forms ADV
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