Legacy Advisory Limited Company

Legacy Advisory Limited Company provides discretionary investment supervisory services and financial planning primarily for individual clients, including high-net-worth individuals, and also serves corporate pension plans, foundations, trusts and private businesses. Offerings include continuous portfolio management for marketable securities, advisory guidance on fixed indexed annuities and other non-liquid investments, and delivery of written financial plans.

The firm constructs portfolios around asset allocation across a set number of major asset classes and typically invests in no-load mutual funds, ETFs, closed-end funds and individual equities and bonds, using proprietary allocation models and tools such as YCharts and Orion to monitor accounts. Financial planning is offered separately on a fixed- or hourly-fee basis, accounts are managed on a discretionary basis, and clients may impose reasonable investment restrictions.

Notable distinctions include firm leadership that maintains a law license and occasionally provides estate-planning legal services (with stated procedures to address conflicts), an affiliation with insurance brokerage activities and an affiliated insurance entity that may receive commissions, and active involvement as manager of client-invested direct investment entities—each disclosed in the firm’s brochure with mitigation steps. The firm also notes relationships with related advisory entities, and on a case-by-case basis includes fixed indexed annuities and certain non-liquid assets in assets-under-management calculations while operating as a small adviser team overseeing a relatively large asset base.