LCW Planning and Investments, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 2 employees
Firm type
Independent
1 advisor
Clients per advisor
0
Average account size
—
About
LCW Planning and Investments offers discretionary investment management and financial planning services to individual and high‑net‑worth clients. The firm constructs customized portfolios using ETFs, diversified mutual funds and, where appropriate, individual stocks, bonds or options, and provides ongoing monitoring and rebalancing as a fiduciary adviser.
The firm applies fundamental analysis alongside Modern Portfolio Theory to build long‑term oriented portfolios while permitting shorter‑term trades for rebalancing or client cash needs. LCW also implements portions of client portfolios through unaffiliated independent managers and performs initial and ongoing due diligence and oversight of those managers.
What distinguishes LCW from many peers is its formal affiliation with an accounting firm controlled by the same ownership, and the principal’s continued significant involvement in tax and accounting services, which the brochure discloses are offered separately and are not required of clients. The firm’s routine use and selection of independent managers for some client assets—and its stated practice of not receiving additional compensation from those managers—also sets it apart from most investment managers.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
Active portfolio management
Options & derivatives strategies
Tax-loss harvesting
Fee options
Financial planning fixed engagement fee ranging from $2,500 to $10,000
$0 - $5,000,000: 1.00% annually $5,000,001 - $10,000,000: 0.80% annually $10,000,001 - $20,000,000: 0.70% annually $20,000,001+: Negotiable
Fee-only: Financial planning fees ranging from $2,500 to $10,000 per engagement, fixed fee
Main office location
LCW Planning and Investments, LLC
303 Canal Street
Lawrence MA 01840, United States
Number of offices
1
Most active in
LCW Planning and Investments, LLC has reported serving >5 clients in these states in the last 12 months.
Massachusetts · New Hampshire
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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