Law & Associates Inc

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Client assets under management

$317,542,240

Clients

297

18% high-net worth

Advisors

of 6 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

High

Average account size

$1,069,166

About

Law & Associates, Inc. serves individuals (including high net worth clients), trusts, estates and business entities with wealth management, comprehensive financial planning, investment advisory and investment management services, and it offers a Divorce Financial Analysis service through a Certified Divorce Financial Analyst. The firm’s March 2026 brochure reports $326,576,161 in assets under management and describes delivery of an initial comprehensive financial plan with periodic strategy sessions and annual updates.

The firm’s investment process is driven by a client-focused financial planning framework that emphasizes diversification and elements of modern portfolio theory, with asset allocation determined using an Investment Policy Questionnaire. Implementation is conducted mainly through Raymond James-sponsored programs and third‑party managers (for example, Ambassador, Freedom, RJCS and Eagle High Net Worth) and the firm states it does not accept discretionary authority over client accounts, typically managing on a non-discretionary basis.

Noteworthy aspects include that advisory personnel are also registered representatives of Raymond James and are licensed insurance agents, and the brochure discloses that insurance sales may generate customary commissions and create a potential conflict of interest. The firm also participates in multiple wrap and model programs administered by Raymond James, notes advisor access to firm-sponsored professional seminars and education support, and provides specialty services for divorce-related financial planning that may be uncommon among similarly sized supported advisers.

Client services

Financial planning Portfolio management Newsletters or periodicals Educational seminars or workshops Divorce planning

Expertise

Divorce financial planning Cash flow / budgeting College savings (529s, UTMA, etc.) General tax planning

Fee options

Fixed

Fixed fees for Financial Planning Services and Divorce Financial Analysis Services (amounts vary)

Commissions

Commissions received from insurance sales (life, disability, annuities) and securities transactions through RJFS

Project-based

Hourly rate up to $400 per hour for Financial Planning and Divorce Financial Analysis Services

Other

Account minimum: $25,000 Minimum fee: Typically $3,000 initial year financial planning fee; flat fee for renewal years (amount agreed upon) Fee-only: Financial Planning Services fees can be fixed dollar amount or hourly up to $400/hour

Main office location

Law & Associates Inc

6111 Tulane Ave

Glen Echo MD 20812-1205, United States

Number of offices

Most active in

California · Colorado · Delaware · District of Columbia · Florida · Maryland · New Hampshire · New York · North Carolina · Oregon · Pennsylvania · South Carolina · Texas · Virginia

Disclosures

Business activities & affiliations

Is active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Is not active or affiliated with:

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

LinkedIn Facebook Website [301]229-8500

Advisors at this firm

Janice H

CFP®, Series 63

Glen Echo, MD

Law & Associates Inc

Janice Henderson is a CFP® professional with 30 years of industry experience. She is the CEO and an owner of Law & Associates, Inc. and has previously worked at Raymond James Financial and Raymond James Financial Services. Henderson also holds ownership in an insurance business that manages life and long-term care insurance commissions. Law & Associates, Inc. serves individuals, trusts, estates, and business entities with wealth management services that integrate financial planning, investment advisory, and management. The firm emphasizes a financial-planning framework with diversification and asset allocation and manages client accounts primarily through Raymond James–administered programs on a non-discretionary basis.

Divorce financial planning Cash flow / budgeting College savings (529s, UTMA, etc.) General tax planning

Ramzi B

CFP®, Series 63

Glen Echo, MD

Law & Associates Inc

Ramzi Baklouti is a CFP® with 12 years of industry experience, currently serving as Vice President at Law & Associates Inc in Glen Echo, MD. He has been associated with Raymond James Financial Services since 2013. In addition to his advisory role, he prepares investment performance and financial reports for the firm. Law & Associates Inc provides wealth management services to individuals, trusts, estates, and business entities, including specialized Divorce Financial Analysis. The firm emphasizes a financial-planning approach with diversified asset allocation and manages accounts primarily through Raymond James–administered programs on a non-discretionary basis.

Divorce financial planning Cash flow / budgeting College savings (529s, UTMA, etc.) General tax planning

Davita A

CFP®, Series 63

Glen Echo, MD

Law & Associates Inc

Davita Alford Cooper is a CFP® professional with over 32 years of experience in the financial services industry. She is currently affiliated with Law & Associates, Inc. and Raymond James Financial Services, where she has worked since 2018. Outside of her advisory roles, she serves as President and Officer of The Fishel Group, Inc., a financial services and portfolio management company. Law & Associates, Inc. provides wealth management services to individuals, trusts, estates, and business entities, including high-net-worth clients. The firm integrates comprehensive financial planning with investment advisory and management, emphasizing diversification and asset allocation within a non-discretionary investment framework.

Divorce financial planning Cash flow / budgeting College savings (529s, UTMA, etc.) General tax planning

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