Lattice Wealth Advisors
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$47,586,598
Total clients
130
8% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
130
Average account size
$366,051
About
Lattice Wealth Advisors serves individual clients—including high-net-worth individuals—and small businesses with tailored investment management and comprehensive financial planning. Its planning services cover areas such as retirement projections, estate and tax planning, business planning, cash-flow and debt management, and college savings, and clients receive written or electronic plans and periodic reviews.
The firm combines fundamental security analysis with passive investment strategies to construct portfolios aligned with client-specific asset-allocation targets and risk tolerances, and it typically manages accounts on a discretionary basis. Lattice aggregates trades for block execution, requires clients to use its recommended custodian, and commonly debits advisory fees directly from client accounts; ongoing planning is included for most managed accounts.
Notably, Lattice sponsors and participates in a wrap-fee program, a practice that is uncommon among independent advisers. The firm’s brochure also discloses recent consent orders with the state securities regulator concerning prior wrap disclosures and filing/delivery lapses, and its business continuity statements indicate reliance on a single controlling employee with no formal continuation plan in the event of that person’s death, which may be a material operational consideration for prospective clients.
Client services
Financial planning
Portfolio management
Expertise
Business exit / sale strategy
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Fee options
Financial planning fixed fees range from $750 to $2,500
$0 - $100,000: 1.80% $100,001 - $250,000: 1.45% $250,001 - $500,000: 1.25% $500,001 - $1,000,000: 1.15% $1,000,001 - $2,000,000: 1.05% $2,000,001 - $5,000,000: 1.00% $5,000,001 - $10,000,000: 0.95% $10,000,000+: 0.80%
$200 per hour for financial planning if fixed fee not chosen or for additional work
Ongoing financial planning fee of $100 per month for accounts under $100,000
Fee-only: Financial planning fixed fees range from $750 to $2,500; $100/month ongoing planning fee for accounts under $100,000; hourly rates $200/hour
Main office location
Lattice Wealth Advisors
4610 Brainerd Rd, Unit 6
Chattanooga TN 37411, United States
Number of offices
1
Most active in
Lattice Wealth Advisors has reported serving >5 clients in these states in the last 12 months.
Georgia · Tennessee
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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