L
Lathram Financial Group, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$78,047,593
Total clients
78
29% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
78
Average account size
$1,000,610
About
Lathram Financial Group is a single‑advisor independent registered investment adviser that works with individuals, small business owners, corporate executives, trusts and estates, offering investment management, financial planning, retirement plan advisory, and consulting services. The firm delivers both discretionary and non‑discretionary portfolio management, charges percentage‑of‑AUM fees, and conducts ongoing monitoring with at least quarterly reviews.
The firm’s investment process combines fundamental and technical analysis and generally favors broadly diversified ETFs and mutual funds, with tactical allocation shifts driven by its assessment of the economic and business cycle and an emphasis on capital preservation and compounding. Financial planning is used as a guiding blueprint for clients’ goals, and the firm draws on external research providers (including EPB Research, 42Macro, and Piper Sandler) to inform sector and style allocations.
Compared with many peer solo RIAs, Lathram Financial Group explicitly provides retirement plan and pension consulting services, including accepting ERISA fiduciary responsibilities, advising plan sponsors on investment lineups, conducting vendor reviews, and providing participant education and conversion support. The firm also documents fixed‑fee planning and consulting engagements as alternatives to asset‑based management and uses third‑party reporting technology (Black Diamond) for performance reporting and billing.
Client services
Financial planning
Portfolio management
Pension consulting
Fee options
Financial Planning Fees range from $500 to $15,000 (fixed fee, agreed in advance); Consulting Services Fees range from $2,500 to $30,000 (fixed fee, agreed in advance)
$0 - : Not explicitly stated but implied by tiered schedule: Up to 2.00% annually, tiered schedule applied per individual account with discounts for larger asset levels; exact tier breakpoints and rates not fully detailed in brochure excerpt N/A - N/A: Fees vary by account size and complexity; negotiated on a case-by-case basis
$200 per hour for prorated refunds on terminated financial planning or consulting agreements
Account minimum: $100,000 initial account value (may accept accounts for less)
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Main office location
Lathram Financial Group, LLC
Avon CO, United States
Number of offices
1
Forms ADV
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