Larchmont Wealth Advisors

The firm provides financial planning and investment advisory services to individual investors and small businesses, offering both broad‑based and modular planning that addresses retirement planning, estate and divorce planning, employee‑benefit reviews, and investment consultations. It also works with clients on retirement‑plan rollovers and implements portfolio management for accounts held at third‑party custodians.

Investment decisions are driven by a top‑down analysis of economic and market conditions and combine active asset management, core‑and‑satellite allocations, and elements of modern portfolio theory to build diversified portfolios using mutual funds, ETFs/ETNs, stocks and bonds. Portfolios are typically managed on a discretionary basis, monitored for rebalancing and tax considerations, and the firm relies on a recommended custodian and associated advisor‑support services for trade execution and operational resources.

Notable operational features in the brochure include a relatively small scale—managing roughly $4.4 million across about 21 client relationships—and the disclosure that the firm’s principal maintains a separate automotive business that consumes a portion of his monthly business‑hour time. The brochure also states the firm does not vote client proxies (clients retain voting responsibility) and that it receives non‑cash benefits from its recommended custodian through an advisor support program, conflicts the firm says it addresses through policies and disclosures.