Labrador Investments, LLC

Labrador Investments LLC provides discretionary and non-discretionary investment management primarily to individuals, individual retirement accounts, and trusts, serving both retirees (or those nearing retirement) and younger growth-oriented clients; the firm also accepts employer-sponsored retirement plan engagements. Alongside portfolio management and comprehensive financial planning, it offers limited estate-planning advice and makes income tax preparation available through an affiliated CPA practice.

The firm documents client objectives in written investment policy statements and generally emphasizes diversified, income-producing portfolios for retirees intended to generate cash flow relatively independent of asset-price movements, while growth-focused strategies for non-retirees are tailored to each client’s stated risk tolerance. Investment implementation relies mainly on long-term purchases, supplemented by fundamental and technical analysis, with ongoing discretionary authority used to execute the investment program.

Noteworthy for a firm of its size, Labrador maintains an affiliation with an accounting practice that prepares clients’ tax returns, enabling integrated tax and investment conversations that are uncommon among peers. The firm is small (two advisors and roughly $29.5 million in AUM) but requires advanced credentials or equivalent experience for non-clerical staff and discloses arrangements such as paid referral fees and an employee who receives insurance commissions, which inform its conflict-management and client-service practices.