KWS Advisory Group, LLC

KWS Advisory Group is an independent registered investment adviser that provides discretionary asset management and financial planning to individuals (including high‑net‑worth clients), trusts, estates and business entities. The firm implements ongoing portfolio management and produces comprehensive financial plans, and it uses SEI-managed account solutions and SEI funds/models as part of its investment platform.

Portfolios are tailored to each client’s stated goals, time horizon and risk tolerance, with discretionary trading authority and regular reviews (quarterly and as market conditions dictate); the firm applies a mix of fundamental, technical, charting and cyclical analysis and documents client objectives and any investment restrictions. Financial planning work is generally delivered within 60 days given timely client information, and investment advisory fees are charged as a percentage of assets and billed quarterly.

Noteworthy differences from many peers include that some firm principals maintain an affiliated insurance agency and act as insurance agents, spending roughly 40% of their time on those insurance activities and receiving separate commissions for insurance products (a disclosed conflict of interest with the option for clients to use other agents). The firm also discloses a referral arrangement under which a third party is paid a share of AUM fees for referred clients, and clients who invest in SEI funds may bear the underlying fund expenses in addition to the advisory fee.