Kwma
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$2,514,256
Clients
14
14% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
14
LowAverage account size
$179,590
About
KWMA provides investment advice and planning to individuals, trusts, estates, charitable organizations, and business entities. Services listed in the brochure include ongoing wealth and portfolio management, one‑time comprehensive financial and retirement plans, and hourly financial consulting for personal and business matters.
The firm uses firm‑created model portfolios and a disciplined, active, diversified approach guided by a written investment policy statement and periodic rebalancing. Investment analysis spans fundamental, technical, quantitative and qualitative methods, and the firm may employ strategies such as options (including covered calls), warrants, and crypto exposure, with margin or other higher‑risk strategies used only with separate client consent.
Noteworthy features relative to peers include a periodic client newsletter published at no charge and a menu of stand‑alone offerings (hourly consulting and retirement‑only plans) in addition to ongoing management. The firm’s principal brings prior military service and multi‑year experience at a large financial services firm, and the adviser manages roughly $2.5 million in discretionary assets for a small client base, which the brochure describes as enabling tailored implementation of its model portfolios.
Client services
Financial planning
Portfolio management
Newsletters or periodicals
Expertise
Retirement income strategy
Income planning
General estate planning guidance
Tax-loss harvesting
Options & derivatives strategies
Occupation focus
Retired
Founder/Business Owner
Fee options
Financial Plan (one-time): $3,000; Comprehensive Retirement Plan (one-time): $2,000; Financial Plan and Retirement Plan Updates: $1,000 per update
$0 - $500,000: 1.00% $500,001 - $1,000,000: 0.750% $1,000,001 - $5,000,000: 0.650% $5,000,001+: 0.500%
Financial Consulting Meetings: $200/hour for personal clients; $300/hour for business clients; Follow-on Check-In Meetings for Financial Planning/Retirement Planning: $150/hour
Account minimum: No minimum account size for Wealth Management or Portfolio Advisory services; No minimum account size for Financial Advisory or Financial Consulting services Fee-only: Financial Planning: $3,000 one-time fee; Retirement Plan: $2,000 one-time fee; Follow-on Check-In Meetings: $150/hour; Financial Plan and Retirement Plan Updates: $1,000 per update; Financial Consulting Meetings: $200/hour for personal, $300/hour for businesses
Main office location
Kwma
Florence KY, United States
Number of offices
1
Most active in
Kwma has reported serving >5 clients in these states in the last 12 months.
Kentucky
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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