KWM Financial LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$2,263,125
Total clients
4
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
4
Average account size
$565,781
About
KWM Financial LLC is a state-registered investment adviser that provides discretionary and non-discretionary investment management, one‑time financial planning, and employee benefit plan services to individuals, high‑net‑worth families and institutional clients. While the firm offers portfolio management and percentage‑of‑AUM billing common among independent advisers, it explicitly serves employer-sponsored pension and profit‑sharing plans in addition to individual clients.
The firm uses a proprietary core‑satellite approach informed by primary, fundamental research to construct portfolios and conducts reviews at least quarterly. Investment programs can be relatively concentrated and long‑biased, and the firm may employ derivatives and limited leverage while managing both discretionary and non‑discretionary accounts.
KWM reports roughly $1.44 million in assets under management across a very small client base and provides ongoing retirement plan consulting and participant‑directed plan assistance—services that are uncommon for independent advisers of this size. The firm’s principal maintains outside employment as a commercial airline pilot that occupies about 15% of trading hours, a factor clients may consider with respect to availability and trade timing.
Client services
Financial planning
Portfolio management
Pension consulting
Expertise
Active portfolio management
Options & derivatives strategies
Occupation focus
Airline Pilot
Fee options
One-Time Financial Plan fees range from $2,000 to $6,000, negotiable based on complexity
1.00% annually
$180 per hour (negotiable) for general services; $250 per hour (non-negotiable) for additional financial planning hours
Account minimum: $50,000 (negotiable or waivable at the firm's discretion)
Main office location
KWM Financial LLC
1 New Hampshire Ave, Suite 125
Porstmouth NH 03801, United States
Number of offices
2
Most active in
KWM Financial LLC has reported serving >5 clients in these states in the last 12 months.
New Hampshire · Pennsylvania
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")