Kutz and Company Inc.

Kutz & Company Inc. provides integrated tax, accounting, and financial planning services to individuals—including high‑net‑worth clients—professionals, executives and trusts, with many planning clients originating from its accounting practice. The firm also offers discretionary asset management alongside its tax and accounting offerings.

Investment advice and portfolio construction are developed on a case‑by‑case basis, taking into account each client’s financial situation, risk tolerance and tax considerations; portfolios generally emphasize diversified no‑load mutual funds, exchange‑traded funds, fixed income and cash rather than individual or non‑public securities. The firm acts as a discretionary manager for accounts custodied at a national broker‑dealer and provides periodic reporting and rebalancing.

Noteworthy aspects include the firm’s dual role as an accounting practice led by a long‑tenured CPA owner, which shapes client relationships and the flow of new planning clients—an arrangement that is relatively uncommon among peers. The brochure also discloses that associates may be licensed insurance agents and recommend insurance products for separate commission compensation, an affiliation the firm identifies as a potential conflict of interest.