Kramer Investment Advisors, Inc.

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Client assets under management

Clients

Advisors

of 2 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

Very Low

Average account size

—

About

Kramer Investment Advisors provides advisory services primarily by selecting and coordinating third‑party money managers and recommending participation in wrap fee programs. The firm works with a range of client types including trusts, pension and profit‑sharing plans, charitable institutions, corporations and other business entities, and also offers financial planning at no additional charge.

Kramer does not execute trades or provide in‑house security selection; instead it evaluates TPMMs on performance, methodology, fees and client suitability, assists with account setup and documentation, and acts as a liaison between clients and the selected managers. The firm conducts periodic account reviews but generally relies on the TPMM’s model portfolios and strategies and does not accept discretionary trade execution authority.

What is distinctive about Kramer relative to many peers is its formal role as a selector of other advisers combined with affiliations to an accounting firm and an insurance agency, which the brochure discloses can lead to recommendations of related accounting or insurance services and corresponding conflicts of interest. The firm is compensated through fees paid to third‑party managers or wrap sponsors rather than by charging clients a traditional percentage‑of‑assets advisory fee, and its most recent filing states it does not currently provide continuous management of client assets.

Client services

Financial planning Selection of other advisers

Fee options

Commissions

Insurance commissions earned by Ronald A. Kramer and Kramer Insurance Services Inc. for selling insurance products; these commissions are separate from advisory fees.

Main office location

Kramer Investment Advisors, Inc.

115 S. Topanga Canyon Blvd., Suite K

Topanga CA 90290, United States

Number of offices

Most active in

California · Texas

Disclosures

Business activities & affiliations

Is active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Is not active or affiliated with:

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

Website 310-455-9300

Advisors at this firm

Max K

Series 63, Series 65

Topanga, CA

Kramer Investment Advisors, Inc.

Max Kramer is a financial advisor at Kramer Investment Advisors, Inc. with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Kramer Investment Advisors since 2015. Outside of his advisory role, he is a financial executive involved with Trilogy Financial Services, focusing on fixed insurance products such as life and annuities. Kramer Investment Advisors provides advisory services by selecting and coordinating third-party money managers and recommending participation in wrap fee programs. The firm serves various clients including trusts, pension and profit-sharing plans, charitable institutions, and corporations, offering financial planning at no additional charge.

Ronald K

Series 66

Topanga, CA

Kramer Investment Advisors, Inc.

Ronald Kramer is a financial advisor at Kramer Investment Advisors, Inc. with 22 years of industry experience. He holds a Series 66 designation and has been with Kramer Investment Advisors since 2012. In addition to his advisory role, he is president of Kramer Accountancy Corporation, providing accounting, tax, and business management services, and owns Disability Ins Protection Corp, which focuses on disability insurance. Kramer Investment Advisors specializes in selecting and coordinating third-party money managers and recommending participation in wrap fee programs. The firm serves a variety of clients including trusts, pension and profit-sharing plans, charitable institutions, and corporations, offering financial planning without additional charge.

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