K
Kral Financial Advisors, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$247,408,500
Clients
55
100% high-net worth
Advisors
1
of 1 employees
Firm type
Supported
1-3 advisors or $200M+ in AUM
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
55
TypicalAverage account size
$4,498,336
About
Kral Financial Advisors is a fee-only registered investment adviser that provides investment management, financial planning, and consultation services to individuals, high-net-worth clients, and trusts and estates. It generally charges percentage-of-assets fees for ongoing portfolio management and offers hourly or project-based fees for financial planning and consultations.
The firm’s investment approach emphasizes asset allocation implemented primarily through no-load mutual funds and exchange-traded funds, using fundamental analysis and a largely buy-and-hold, long-term orientation; portfolios are reviewed regularly and may be managed on a discretionary or nondiscretionary basis. Advisors prepare tailored investment policy statements and monitor accounts at least monthly, with quarterly summaries provided to clients and encouraged annual meetings.
Notable distinctions include managing roughly $247 million across about 55 client relationships, producing an unusually high level of assets per advisor for firms in this category, and an affiliation with a separate tax and accounting practice that provides tax preparation and consultation under separate agreements. The tax/accounting services are offered as a distinct, optional service and the firm discloses the affiliation and potential conflicts while allowing clients to select their own implementation and custodial arrangements.
Client services
Financial planning
Portfolio management
Pension consulting
Consultation services
Expertise
Charitable giving & philanthropy
Equity compensation tax strategy
Cash flow / budgeting
Occupation focus
Executive
Fee options
Flat project fees vary; minimum $2,500 for comprehensive financial plan
$0 - $500,000: 0.80% annually $500,000 - $1,000,000: 0.70% annually $1,000,000 - $1,500,000: 0.60% annually $1,500,000 - $2,000,000: 0.50% annually $2,000,000+: 0.40% annually
$300 per hour for Financial Planning and Consultation Services
Minimum fee: $3,500 minimum annual fee for Investment Management Services Fee-only: Financial Planning and Consultation Services at $300 per hour; project fees vary with minimum $2,500 for comprehensive financial plan
Main office location
Kral Financial Advisors, LLC
Plymouth MI, United States
Number of offices
1
Most active in
Kral Financial Advisors, LLC has reported serving >5 clients in these states in the last 12 months.
Florida · Michigan
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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