Koplan & Associates

Koplan & Associates advises individuals (including high-net-worth clients), trusts, and business entities and provides discretionary portfolio management alongside related planning services. The firm’s managing member also offers Certified Public Accounting services through the same practice, and the firm runs public seminars and workshops that the brochure characterizes as educational and offered at no cost.

The firm manages client portfolios on an ongoing, discretionary basis and may allocate assets to third‑party managers and wrap platforms; Advisor assists clients with model selection and retains discretion to implement or change models on platforms such as Gradient Investments, LLC and Freedom Investment Management, LLC. Account reviews are conducted at least quarterly and the firm’s security analysis draws on common methods (e.g., modern portfolio theory, fundamental and technical analysis); advisory fees are charged as a percentage of assets under management.

Noteworthy differences from many peers include the managing member’s active CPA practice — approximately 65% of their time is devoted to accounting work — and the firm’s disclosure of that dual role along with opportunities for clients to use other accountants. The firm also participates in co‑advisor fee‑sharing and incentive arrangements with a third‑party manager (including non‑cash benefits such as marketing assistance, technology and training) and operates free educational workshops, all of which the brochure discloses and describes as mitigated by disclosures and client choice.