Kochevar Financial Planning, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
17
82% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
17
LowAverage account size
$0
About
Kochevar Financial Planning is a small independent advisory firm that serves individuals, trusts and estates, businesses, and charitable organizations through broad-based financial planning. The firm’s described services include cash‑flow and debt management, retirement and estate planning, college funding, risk‑management advice, investment consultation, and tax return preparation.
The firm’s investment approach favors long‑term, buy‑and‑hold portfolio construction informed by Modern Portfolio Theory and fundamental analysis, with a preference for diversified, cost‑efficient index funds and ETFs where appropriate. It provides investment consultation and helps clients develop investment policy statements, but does not provide ongoing portfolio management or daily trade supervision; accounts remain at third‑party custodians and client approval is required for transactions.
Noteworthy for a solo independent adviser, the firm does not manage client portfolios directly and does not use percentage‑of‑assets‑under‑management fees, reporting no client assets under its management and instead charging negotiated annual fees. The practice also integrates tax return preparation and coordination with other professionals, and the principal’s combined medical/academic background alongside CFP and tax credentials is an atypical profile for a firm of this size.
Client services
Financial planning
Expertise
Cash flow / budgeting
Debt management
College savings (529s, UTMA, etc.)
General retirement planning
General estate planning guidance
Fee options
Minimum fee: Annual fees typically range from $2,500 to $25,000 depending on scope and complexity Fee-only: Fees based on a formula combining (1) base fee related to planned meeting time at $400 per hour; (2) up to 0.5% of current total annual household income; (3) up to 0.5% of total marketable assets
Main office location
Kochevar Financial Planning, LLC
Grafton MA, United States
Number of offices
1
Most active in
Kochevar Financial Planning, LLC has reported serving >5 clients in these states in the last 12 months.
Massachusetts
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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