Know Your Worth Financial

Know Your Worth Financial provides discretionary investment management and a range of financial planning services to individual clients, including project‑based plans, ongoing comprehensive planning with periodic monitoring, and occasional tax‑preparation support for ongoing planning clients. The firm works with clients to establish investment policy statements and addresses goals such as retirement, college funding, cash‑flow, risk management, and estate planning.

The firm emphasizes passive investment management and Modern Portfolio Theory while also using fundamental analysis for security selection where appropriate, constructing portfolios from index mutual funds, ETFs and other securities with quarterly reviews. For some accounts it implements model portfolios through a third‑party sub‑adviser (XY Investment Solutions, which in turn engages an underlying manager for fund management), allowing access to externally built discretionary models alongside in‑house planning.

Notably, the firm offers educational seminars and public speaking engagements—sometimes fee‑based and occasionally provided pro‑bono—a service that relatively few independent advisers provide. The practice manages roughly $1.6 million for a very small number of individual clients and is led by a CFP®‑credentialed principal, which contributes to highly individualized planning and implementation.