KMR Wealth Advisory, LLC

The firm provides advisory services to individuals, high‑net‑worth individuals, and pension and profit‑sharing plans, delivering financial planning, ongoing pension consulting, and manager‑selection services. It offers non‑discretionary investment advice across mutual funds, fixed income, real estate funds (including REITs), ETFs, annuities, non‑U.S. securities and private placements, and does not execute trading in client accounts but may invest through underlying subadvisers.

The firm’s approach emphasizes modern portfolio theory and long‑term strategies implemented mainly via structured asset‑class portfolios and third‑party managers, with due diligence and ongoing monitoring of those managers. Client accounts are reviewed at least quarterly and investment authority remains with clients, since the adviser provides recommendations rather than discretionary trading or portfolio management.

Noteworthy differences from many peers include an atypical focus on pension and profit‑sharing plan clients and the provision of pension consulting services, for which the firm typically expects a substantial account size (often $1,000,000) for advisory engagements. The firm reports that nearly all assets under management are non‑discretionary, may receive fees for selecting third‑party managers in addition to managers’ own fees, and its principal is a licensed insurance agent who may offer commissionable insurance products (a disclosed potential conflict of interest).