KL Financial LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
7
0% high-net worth
Advisors
1
of 3 employees
Firm type
Supported
1-3 advisors or $200M+ in AUM
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
7
Very LowAverage account size
$0
About
KL Financial provides financial planning, tax planning, accounting, and related consulting to individuals, trusts, and small businesses. Services include retirement and education planning, insurance review, budgeting and debt management, with tax preparation and accounting offered as separate, fee-based services.
The firm does not custody or manage client assets and does not recommend specific securities or funds; investment guidance is limited to general allocation and tax-reduction strategies that support clients’ financial plans. It emphasizes periodic plan reviews (including semi-annual reviews and pre-retirement or post-death reviews) and leaves implementation of investment transactions to the client or their chosen custodians.
What is distinctive about the firm is the integration of professional tax credentials (the principal holds CFP® and Enrolled Agent designations) with ongoing tax preparation and accounting services, alongside educational seminars and coaching offered to clients. Compared with many peers, the firm does not charge percentage-of-assets fees, does not provide discretionary portfolio management, and does not focus on high-net-worth clients, reflecting a narrowly focused, planning-centered practice.
Client services
Financial planning
Educational seminars or workshops
Expertise
General tax planning
General retirement planning
Debt management
Cash flow / budgeting
Fee options
$175 per hour for financial planning services
Fee-only: $175 per hour for financial planning services, generally non-negotiable but may be negotiable at discretion of president
Main office location
KL Financial LLC
636 Main Street
Palmetto GA 30268, United States
Number of offices
1
Most active in
KL Financial LLC has reported serving >5 clients in these states in the last 12 months.
Georgia
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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