Kirwin Financial LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$1,606,581
Clients
9
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
9
Very LowAverage account size
$178,509
About
Kirwin Financial LLC is a state-registered, fee-only advisory firm that serves individuals and families with project-based financial planning, ongoing (continuous) financial planning, and discretionary investment management. Its planning services include comprehensive financial plans, cash flow and debt management, retirement and estate planning, business planning, and college planning roadmaps.
The firm emphasizes strategic asset allocation and primarily passive investment management using index mutual funds and ETFs, applies Modern Portfolio Theory, and can delegate portfolio implementation to a third‑party sub‑advisor (GeoWealth) when appropriate. Continuous planning and investment management are delivered after a client completes a comprehensive financial plan, with periodic reviews tailored to client needs and household-level portfolio oversight.
Compared with many peers, the firm offers educational workshops and speaking engagements (charged at $0–$100 per participant and delivered in person or virtually), a service that is relatively uncommon among similar independent advisers. It also highlights college-planning specialization—holding a Certified College Financial Consultant designation, providing a College Planning and Funding Roadmap (typically 4–7 hours with three months’ access to college funding software), and adding 529 plan guidance including recommendation of Utah’s my529 —features that expand its planning offerings beyond standard individual advisory services.
Client services
Financial planning
Portfolio management
Selection of other advisers
Educational seminars or workshops
Expertise
College savings (529s, UTMA, etc.)
Cash flow / budgeting
General estate planning guidance
Tax strategies for small businesses
Fee options
$0 - $250,000: 1.20% $250,001 - $700,000: 1.00% $700,001 - $2,500,000: 0.50% $2,500,001+: 0.25%
$275/hour for Project-Based and Continuous Financial Planning
Account minimum: $0 (no minimum account size requirement) Minimum fee: Minimum annual fee of $3,500 for Continuous Financial Planning and Investment Management Fee-only: Hourly fees at $275/hour for Project-Based Financial Planning and Continuous Financial Planning; Fixed fees for Educational Workshops ($0 to $100 per participant)
Main office location
Kirwin Financial LLC
371 Ne Gilman Blvd, Suite 160
Issaquah WA 98027, United States
Number of offices
2
Most active in
Kirwin Financial LLC has reported serving >5 clients in these states in the last 12 months.
Washington
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
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