K
Kipling & Co.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$5,750,000
Clients
26
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
26
TypicalAverage account size
$221,154
About
Kipling & Co. works with individual households and small businesses and provides fee-only financial planning and portfolio management focused on retirement, insurance, tax-related planning, and estate considerations. The firm does not sell investment products or accept commissions and offers both ongoing portfolio services and stand‑alone planning engagements.
The firm tailors advice through conversations rather than using a written risk‑tolerance questionnaire, basing asset allocation decisions on client goals, time horizon and expressed risk appetite; its investment approach emphasizes minimal trading and low‑cost securities. It recommends custodians (including Charles Schwab) for convenience of review but does not receive compensation for those recommendations.
Operating as a single‑advisor practice with a small client base and no account minimums, the firm bills planning time in quarter‑hour increments and provides modest referral credits when referrals become clients. Clients may grant the firm limited custody access or discretionary trading authority if they choose, the firm does not vote client proxies, and routine account reporting is limited to summary emails after meetings and periodic reviews.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
General tax planning
General estate planning guidance
Fee options
Up to 1.00% annually
$250/hour for existing clients prior to 1/1/2025; $300/hour for new clients as of 1/1/2025; billed by quarter hour increments
Fee-only: Hourly rate of $250 for clients prior to January 1, 2025; $300 for new clients as of January 1, 2025; billed by the quarter hour
Main office location
Kipling & Co.
Sandia Park NM, United States
Number of offices
1
Most active in
Kipling & Co. has reported serving >5 clients in these states in the last 12 months.
Montana
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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