Kinkelaar & Associates
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$0
This total excludes 5 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Total clients
87
53% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
87
Average account size
$0
About
The firm provides fee-only financial planning and investment advice to individuals, trusts, estates, and small businesses through hourly or fixed-fee engagements. Services are tailored to each client and may address budgeting, retirement planning, employee benefits, small business ownership, and other targeted financial planning issues.
When engaged for investment guidance the firm emphasizes strategic asset allocation, a fundamental analysis framework informed by Modern Portfolio Theory, and the use of low-cost mutual funds and ETFs with periodic rebalancing. The firm does not provide discretionary portfolio management or continuous account monitoring; clients retain implementation discretion and receive written recommendations or plans at the conclusion of an engagement.
Distinctive features include offering educational workshops or programs (often pro bono or sponsor-funded) and explicitly serving small-business and corporate plan clients in addition to individual households. The firm operates as a solo, fee-only adviser affiliated with a fee-only planning network, does not accept commissions or percentage-of-assets fees, and does not take custody of client assets or vote client proxies.
Client services
Financial planning
Educational seminars or workshops
Small business consulting
Expertise
General retirement planning
General tax planning
Cash flow / budgeting
Occupation focus
Founder/Business Owner
Fee options
Fixed fees for some educational workshops or programs; fees estimated based on hourly rate for project engagements.
$210 per hour, billed in 15-minute increments.
Fee-only: Hourly rate of $210 per hour; fixed fees may be charged for some educational workshops or programs.
Main office location
Kinkelaar & Associates
125 South Wacker Drive, Suite 300
Chicago IL 60606, United States
Number of offices
2
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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