Kiaros Advisors, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$28,258,002
This total excludes 1 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Total clients
273
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
273
Average account size
$103,509
About
Kiaros Advisors serves individual investors, business owners and retirement plans, providing comprehensive financial planning, non-discretionary asset management, and ERISA plan (3(21)) consulting. The firm offers ongoing portfolio management, financial planning and solicitor arrangements with third‑party money managers as part of its advisory services.
Portfolios are managed on a non‑discretionary basis with investment policy statements and documented risk tolerances; the firm uses fundamental, technical and cyclical analysis and obtains client approval before executing trades. It also offers mutual‑fund‑only portfolios on the American Funds Service platform and conducts periodic reviews and reporting at least quarterly.
Compared with peers, the firm is notable for operating as a solo advisor while maintaining a large client base (273 clients) and reporting all assets as non‑discretionary (~$28.3 million), and for providing pension and ERISA consulting services in addition to retail advice. The managing member is affiliated with insurance‑selling entities and receives commissions on insurance products and solicitor fees for referrals to TPMs; the brochure discloses these potential conflicts and states they are mitigated by disclosures and the firm’s fiduciary obligations.
Client services
Financial planning
Portfolio management
Pension consulting
Expertise
General retirement planning
College savings (529s, UTMA, etc.)
Occupation focus
Founder/Business Owner
Retired
Fee options
Financial planning fixed fees ranging from $750 to $7,500 depending on individual income or business assets, paid in installments with possible waiver if client implements plan
$0 - $100,000: 1.00% annually $100,001 - $500,000: 0.75% annually Over $500,000+: 0.50% annually
Up to $200 per hour for specific financial planning topics, negotiated hourly fee
Main office location
Kiaros Advisors, LLC
234 A Nw Broad Street
Southern Pines NC 28387, United States
Number of offices
1
Most active in
Kiaros Advisors, LLC has reported serving >5 clients in these states in the last 12 months.
Florida · North Carolina · Virginia
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")