KFG, LLC logo

KFG, LLC

Updated today

Client assets under management

$180,500,000

Clients

100

54% high-net worth

Advisors

5

of 10 employees

Firm type

Team

4-10 advisors or $500M+ in AUM

Clients per advisor

20

Very Low

Average account size

$1,805,000

About

KFG, LLC provides fee-only integrated financial planning and discretionary and non‑discretionary portfolio management for individuals, high‑net‑worth clients, business owners, professionals, retirees, trusts, estates, and charitable organizations. Services described in the brochure include comprehensive financial planning, investment portfolio management, estate and tax planning, business succession and mortgage analysis, and financial coaching.

The firm emphasizes a long‑term, constant‑weighting asset allocation philosophy, using periodic rebalancing and third‑party managers/sub‑advisors to implement strategies tailored to each client’s goals and risk tolerance. Its client process is framed around a five‑step planning workflow (Data Gathering; Discovery; Design; Implementation; Maintenance) and it also offers shorter standalone consultations called “Lightning Meetings” and ongoing planning reviews and monitoring.

Compared with many peers, KFG publishes client education content (including a firm blog) and runs workshops, study groups, tele‑classes and special events as part of its client engagement model. The brochure also discloses a number of formal affiliations—including relationships with other registered advisers, a related CPA firm that may solicit clients (clients are not required to use those services), a succession agreement with another advisory firm, and an affiliated financial‑mental‑health coaching business—arrangements that are less common among similar team firms.

Client services

Financial planning Portfolio management Selection of other advisers Newsletters or periodicals Educational seminars or workshops
Consultation,financial coaching (individual & group), columnist & author

Expertise

Business succession planning Cash flow / budgeting Retirement income strategy

Occupation focus

Founder/Business Owner Retired

Demographic focus

Approaching retirement Mid-Career Professionals

Fee options

Fixed

Flat fee for Lightning Meetings as specified above

Percentage

$0 - $780,000: 1.30% $780,000.01 - $1,825,000: 1.00% $1,825,000.01 - $3,675,000: 0.80% $3,675,000.01 - $8,000,000: 0.55% Over $8,000,000+: Negotiable

Project-based

Up to $500 per hour for project fees; Lightning Meetings: $990 (principal), $650 (lead planner), $350 (associate) per hour

Other

Minimum fee: Minimum quarterly fee of $1,875 for Financial Planning clients Fee-only: Fee-only financial planning and investment advisory fees based on tiered asset ranges; no commissions

Main office location

KFG, LLC

429 Quincy Street

Rapid City SD 57701, United States

Number of offices

1

Most active in

Florida · Idaho · New Hampshire · South Dakota · Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Richard K

CFP®, ChFC®, Series 63

Rapid City, SD

KFG, LLC

Richard Kahler is a financial advisor with KFG, LLC in Rapid City, SD, holding CFP®, ChFC®, and Series 63 credentials and bringing 37 years of industry experience. He previously worked at Kahler Financial Group, Inc. for 22 years before joining KFG in 2025. Outside of advising, he is involved in financial therapy through Advanced Well-Being, LLC, and has engaged in writing and speaking activities with Conscious Finance LLC. KFG, LLC serves individuals, high-net-worth clients, business owners, professionals, retirees, and families by providing integrated financial planning and portfolio management, along with specialty services such as estate and tax planning and business succession analysis. The firm employs a long-term, constant-weighting asset-allocation strategy, uses third-party managers, and offers educational programs and short-form consultations.

Business succession planning Cash flow / budgeting Retirement income strategy Founder/Business Owner Retired Approaching retirement Mid-Career Professionals
user avatar

Emily K

Series 66

Rapid City, SD

KFG, LLC

Emily Koch is a financial advisor at KFG, LLC with one year of industry experience. She holds a Series 66 designation and previously worked at LPL Financial LLC and Tagge Rutherford Financial Group. Prior to her advisory career, she held various roles at Tractor Supply Company. KFG, LLC serves individuals, high-net-worth clients, business owners, professionals, retirees, and families by providing integrated financial planning and portfolio management, along with specialty services such as estate and tax planning and business succession analysis. The firm follows a long-term, constant-weighting asset-allocation strategy and offers educational events, workshops, and paid short consultations as part of its service model.

Business succession planning Cash flow / budgeting Retirement income strategy Founder/Business Owner Retired Approaching retirement Mid-Career Professionals
user avatar

Benjamin P

CFP®, Series 66

Rapid City, SD

KFG, LLC

Benjamin Paulding is a CFP® and holds a Series 66 license, currently serving as an advisor at KFG, LLC with three years of industry experience. His prior roles include positions at Freidel & Associates and Steward & Company, LLC. He is a member of the board of directors and treasurer for Preferred Security Components of Pennsylvania, Inc., providing financial oversight. KFG, LLC serves individuals, high-net-worth clients, business owners, professionals, retirees, and families with integrated financial planning and portfolio management, including specialty services such as estate and tax planning and business succession analysis. The firm employs a long-term, constant-weighting asset-allocation approach using third-party managers and offers educational events, workshops, and paid short consultations as part of its service model.

Business succession planning Cash flow / budgeting Retirement income strategy Founder/Business Owner Retired Approaching retirement Mid-Career Professionals
user avatar

Nathaniel G

CFP®, Series 66

Boca Raton, FL

KFG, LLC

Nathaniel Gehring is a CFP® with 14 years of industry experience, currently serving as an advisor at KFG, LLC. His prior experience includes roles at Kahler Financial Group, Inc. and KeatsConnelly. KFG, LLC serves individuals, high-net-worth clients, business owners, professionals, retirees, and families by providing integrated financial planning and portfolio management along with specialized services such as estate and tax planning and business succession analysis. The firm employs a fee-only model and a long-term, constant-weighting asset-allocation strategy, emphasizing a discovery phase that integrates clients’ values and financial attitudes into the planning process.

Business succession planning Cash flow / budgeting Retirement income strategy Founder/Business Owner Retired Approaching retirement Mid-Career Professionals
user avatar

Cecilia F

CFP®

Rapid City, SD

KFG, LLC

Cecilia Fleming is a CFP® professional at KFG, LLC with two years of industry experience. Her prior roles include positions at Kahler Financial Group and EVOadvisers. Outside of her advisory work, she operates a tax preparation service specializing in long-haul truckers. KFG, LLC serves individuals, high-net-worth clients, business owners, professionals, retirees, and families, offering integrated financial planning and portfolio management with additional services such as estate and tax planning, business succession analysis, and financial coaching. The firm employs a long-term, constant-weighting asset-allocation strategy and provides educational events and paid short consultations as part of its service model.

Business succession planning Cash flow / budgeting Retirement income strategy Founder/Business Owner Retired Approaching retirement Mid-Career Professionals
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